The heat is on!
Summer is in full swing by July, with lazy beach afternoons, fireworks and road trips on the agenda. But when the sun gets a little too hot, why not take a break in the shade and give your money matters a boost, whether finding ways to trim cooling costs or get ahead in your career.
Here are five quick July to-dos to help keep you on track with your financial goals for the year—sunglasses and iced lemonade optional.
1. Turn a Good Money Habit into a Routine. Deadline: Friday, July 3
Now that you've tracked your 2015 money goal progress at the six-month mark, it's time to ramp up those healthy financial habits to help ensure you stay the course. To do this, work one or two good money habits into your normal routine, whether it's on a daily, weekly or monthly basis. For example, add an extra $20 to your savings whenever you write your monthly rent check. Or while catching your favorite TV show, pull up your online credit card bill to track your spending.
2. Evaluate Your Summer Energy Use. Deadline: Monday, July 6
The mercury is rising, and you're likely feeling the heat on your home's energy bill, among other things. Take stock of your household's electricity usage for the past month and see if there are ways to scale back for the remainder of the season. Need some ideas? Try these eight ways to save on summer cooling expenses.
3. Protect Your Money Before You Travel. Deadline: Thursday, July 16
Sunscreen: check. Passport: check. Financial security measures: check? Before you hit the road, don't forget to make your list and check it twice—a money checklist, that is. Alerting your credit card company in advance, researching travel insurance and reading up on VAT refunds are among the pre-travel tasks that can help ensure a carefree getaway.
4. Rev Up Your Professional Life. Deadline: Wednesday, July 22
Your office may be more laid-back this time of year, but career experts agree that summer is an opportune time to work on career-building to-dos, like updating your LinkedIn profile or scheduling a mid-year review with your boss. With a slower work pace, you might even take the time for a professional revamp with the help of a career coach.
5. Chill Out—While Brushing Up On Your Money Smarts. Deadline: Sunday, July 26
All work and no play is not a healthy mantra to live by. So be sure to take some time out for yourself this summer, whether it's a weekend getaway or lounging by the pool. Either way, you could use a good book; consider these fascinating new finance reads to boost your financial know-how.
LearnVest Planning Services is a registered investment adviser and subsidiary of LearnVest, Inc., that provides financial plans for its clients. Information shown is for illustrative purposes only and is not intended as investment, legal or tax planning advice. Please consult a financial adviser, attorney or tax specialist for advice specific to your financial situation. LearnVest Planning Services and any third parties listed, linked to or otherwise appearing in this message are separate and unaffiliated and are not responsible for each other’s products, services or policies.