Every year Americans make the same New Year’s resolutions—lose weight, sleep more, and work less. Ever notice how these resolutions last? Not very long. This year, try committing yourself to a long-term resolution that you can really achieve: improving your financial behavior.
In setting this goal, you won’t be alone. According to a recent survey from Chase Card Services, the majority of Americans want to better manage their finances in 2011. In addition, nearly 7 in 10 Americans will try to change their financial behavior, including efforts like saving more money, paying down debts, and developing a budget.
So, although the New Year has begun, it’s not too late to start it off on the right foot—financially. Whether you’re recovering from holiday spending, trying to build your savings, or managing your credit card balance, remember that there are resources that can help you succeed.
For example, with Chase Blueprint, you can create custom plans to help you save money and manage your spending and borrowing with the following features:
- Full Pay: Avoid paying interest on the categories you choose (like groceries)
- Split: Pay off large purchases faster, and by doing so, save on interest
- Finish It: Set a pay-off date for your balance and pay it down faster to save on interest
- Track It: See your purchase details, track spending trends, and set budgets
Start the New Year off right—you can’t afford not to.