Preparing your morning meeting notes. Scheduling that dentist appointment. Remembering to pick up your dry cleaning.
It's easy to get wrapped up in the day-to-day and not think too far past what you're planning to whip up for dinner tonight.
But while retirement planning doesn't have to be at the top of your to-do list every morning, consider this a reminder that it's definitely not something to put off.
A new report from the U.S. Government Accountability Office finds that among Americans 55 or older, 52% don't have anything socked away for their golden years.
Of this group, about half do have a pension plan for their golden years—but the other half are left without any kind of nest egg at all.
And for the remaining 48% who are socking away, their savings seem to be falling short: The median retirement fund in this group is just about $109K.
These sobering numbers are problematic on a number of levels, the GAO notes. For one, though many of these Boomers seem to be relying on their pensions, today's workers are much less likely to have employer pension plans available—meaning it will be largely up to you to fund your own retirement.
And you might not be able to count on Social Security benefits, either. While the GAO report finds that about 40% of households 65 to 74 get most of their income from Social Security, the program's trust fund is expected to run out of money by 2034.
Heard enough about why you should care about your retirement savings now? Get started and take the first step to fund your golden years.