Contest Rules

Contest Rules

To provide fair and equal chance of winning to all LearnVest readers, the following are the official rules for all contests on LearnVest.NO PURCHASE NECESSARY. PURCHASE WILL NOT IMPROVE CHANCES OF WINNING.Contest open to U.S. citizens only. All winners must be 18 years of age or older, unless otherwise stated and/or posted.

1. Entering Contests and Choosing and Contacting Winners

Winners of contests will be chosen from eligible comments, Tweets, and Facebook and Instagram posts based on the parameters of the contest.

Entrants must send entries using the correct contest entry information requested in the contest announcement. LearnVest is not responsible for and will not consider incomplete or incorrect entries sent but not received by LearnVest for any reason, as potential contest winners.

LearnVest will contact winners of all contests at the “sender” email address used to enter the contest or via private message to the contest winners’ Facebook, Twitter or Instagram accounts. In order to receive these messages, entrants must be following LearnVest on Twitter, or have privacy settings on Facebook set to allow messages from non-friends. The person receiving and replying to the winner announcement message will be considered the winner unless they specify another person within the reply as the winner. When applicable, LearnVest will mail the contest prize to the address supplied by the recipient of the winner announcement.

Only one entry per email address, Facebook account, Instagram account or Twitter account will be considered for contest entry, unless multiple entries are specifically allowed in the contest posting. Unless otherwise specified in an individual contest post, no person may enter any contest more than once using multiple accounts.
Claiming of prizes requires a response to LearnVest from the winning sender within 15 days of being notified of winning from the account used to enter. Failure to respond shall mean that the winner forfeits the prize. LearnVest is not required to award elsewhere any prizes forfeited by the chosen winner(s).

2. Submission of photo, text or other content for Contests

Entries selected for display and to win “best of” contests and any other contests requiring photo, text or other content from the entrants will be judged entirely at the discretion of LearnVest.

By submitting any photo or information to LearnVest, you hereby grant to LearnVest and its affiliates, subsidiaries, licensees and assigns, an irrevocable, perpetual and royalty-free right to use, reproduce, edit, display, transmit, prepare derivative works of, modify, publish and otherwise make use of the submitted photo or other information in any and all media, whether now known or hereinafter created, throughout the world and for any purpose. In addition to other things, the rights granted to LearnVest includes but is not limited to the right to resize, crop, censor, compress, edit, feature, caption, affix logos to, and to otherwise alter or make use of the submitted photo;
By submitting any photo or information to LearnVest, you hereby represent and warrant that the submitted photo or information does not and shall not infringe on any copyright, any rights of privacy or publicity of any person, or any other right of any third party, and you have the right to grant any and all rights and licenses granted to LearnVest herein, including but not limited to all necessary rights under copyright, free and clear of any claims or encumbrances;
You acknowledge and agree that LearnVest shall have no obligation to post, display or otherwise make publicly available any photo or information submitted by you, and may, in its sole and unfettered discretion, remove, edit, modify or delete any photo or information that you submit to LearnVest;
You understand and intend that any photo or information submitted by you to LearnVest may be available for viewing, rating, review and comment on by the public, and understand that comments or ratings with which you disagree or are unhappy about may be published or otherwise become associated with any photo or information you submit to LearnVest. By submitting any photo or information to LearnVest, you hereby waive any privacy expectations that you may have with respect to any such photo or information submitted by you to LearnVest.
You hereby agree to hold LearnVest and its affiliates, subsidiaries, licensees sponsors and assigns harmless from and against, and hereby waive any right to pursue, any claims of any nature arising in connection with the inclusion in, publication via or display on any LearnVest site, or any other use authorized under these Terms, of any photo or information submitted to LearnVest by you;
Photos or information submitted by you to the Site shall be the property of LearnVest, and LearnVest shall have no obligation to preserve, return or otherwise make available to you or others any photos or information so submitted.

3. Awarding Prizes

For cash prizes, all taxes are responsibility of the Grand Prize Winner, who will receive a form 1099 reflecting the actual retail value of the Grand Prize. All cash winners are required to verify proper and legal picture identification and Social Security number within 30 days of notification of winning the cash prize. Winner may forfeit any and all cash winnings if verification cannot or has not been made within 30 days. Upon proper verification, cash winnings will be awarded by check and mailed to winner’s mailing address within seven (7) business days.Each prizewinner must supply LearnVest with his/her legal name, mailing address, birth date, daytime and nighttime telephone numbers. In the case of a cash winner, winner must also supply Social Security number.
Winners may not request substitutions of prize winnings. All winners are solely responsible for any and all taxes and/or fees, and all such additional costs that may be incurred.

Neither LearnVest, LearnVest sponsors, nor employees of LearnVest or sponsors may be held liable for any warranty, costs, damage, injury or any other claims incurred as a result of usage of any winners of a prize once winner has taken possession of the product. LearnVest is not liable for any loss arising out of or in connection with or resulting from any contest promoted by LearnVest.

If the specified prize becomes unavailable due to unforeseen circumstances, LearnVest may substitute a prize of like or equal value.

Management, employees and families of LearnVest are prohibited from winning any prizes awarded by LearnVest.

LearnVest reserves the right to alter any rules of any contest at anytime. If you have any questions or complaints about a LearnVest contest, please contact