LearnVest Planning Privacy Policy

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Identifying information such as name, email address, gender, and birthdate
  • Account balances
  • Account transactions
  • Transaction history
  • Income and Assets

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LVPS chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does LVPS share? Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes—to offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For joint marketing with other non-financial companies Yes Yes
For our affiliates’ everyday business purposes—information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes—information about your creditworthiness No We don’t share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you Yes Yes

 

To limit our sharing

Email us at feedback@learnvest.comPlease note:If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

What we do
How does LVPS protect my personal information? We take appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. For example, only authorized employees are permitted to access personal information, and they may do so only for permitted business functions. In addition, we use encryption in the transmission of your sensitive personal information between your system and ours, and we use anti-virus software and firewalls to help prevent unauthorized persons from gaining access to your personal information.
How does LVPS collect my personal information? We collect your personal information, for example, when you

  • open an account
  • provide account information
  • give us your contact information
  • use our online financial organization tool (My Money Center)
Why can’t I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies and include:

  • LearnVest, Inc.; and
  • The Northwestern Mutual Life Insurance Company and its subsidiaries, including Northwestern Mutual Investment Services, LLC, Northwestern Mutual Wealth Management Company and Northwestern Long Term Care Insurance Company.
Nonaffiliates Companies not related by common ownership or control. They can be financial companies, such as insurance companies and their sales professionals, and non-financial companies.

  • LVPS shares with nonaffiliates with your consent or at your direction.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • LVPS may jointly market financial products or services to you.
Other important information
This notice applies to individual consumers who are customers or former customers. This notice replaces all previous notices of our consumer privacy policy, and may be amended at any time. We will keep you informed of changes or amendments as required by law.