The Best Cities for Retirees Honestly Sound Great for Everyone

The Best Cities for Retirees Honestly Sound Great for Everyone

So gram and gramps sent you a selfie; they're drinking wine on a yacht in the Tampa Bay and you're eating a sad desk lunch and wondering how these old fogeys are living a cooler life than you are. Well, it has a lot to do with locale.

According to a new analysis by Wallethub, there's a reason they're having a blast in Florida. A look at the data might make you consider following them there.

Knowing that many Americans are unsure how and when they'll be able to retire (nearly four in 10 workers have little to nothing saved for their golden years), Wallethub highlighted the cities where we can live out our post-career lives affordably but without sacrificing day-to-day perks.

Analysts compared 150 of the most populated U.S. cities across four key factors — affordability, activities, quality of life and health care — assigning cities a rank for each, which helped calculate an overall score.

The winners are as follows:

1. Orlando, Florida
2. Tampa, Florida
3. Miami, Florida
4. Scottsdale, Arizona
5. Atlanta, Georgia
6. Salt Lake City, Utah
7. Honolulu, Hawaii
8. Denver, Colorado
9. Austin, Texas
10. Las Vegas, Nevada

(The losers include—suprise, surprise— a bunch of super pricey spots in California, in addition to Detroit, Michigan, Worcester, Massachusetts, Providence, Rhode Island, and Newark, New Jersey.)

So would these (mostly) warm-weather spots make a millennial happy? Okay, we'll admit "quality of life" means something very different to a 75-year-old than it does to those of us in our 20s and 30s. For the authors of this study, the definition had a lot do with whether a city is "elder-friendly."

But I think it's safe to say that affordability and access to healthcare matter to us too. And as the FOMO-fueled generation obsessed with living our "best life," we *definitely* care about activities. Sure, some of the past-times accounted for in this study (e.g. bingo halls per capita) might make us run in the other direction. But museums, theaters, art galleries, music venues ... now I'm putting my shoes on.

It's no coincidence that three of the cities on this list — Salt Lake, Miami, and Orlando — are also the top spots where millennials are looking to put down roots.

Of course, this doesn't mean you have to abandon your dreams of making it big in New York or LA, Seattle or DC ... or that you have to lock down your retirement plans this weekend.

But it's never too early to start planning for the day when you finally get to kick back and relax for the. rest. of. your. life. Let this list be your inspiration. A strategy helps, too.

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