Quiz: Are You a Financial Optimist, Pessimist or Realist?

glasshalffull When it comes to your money, do you see the glass as half empty, half full ... or more like half there?

If you’re like most people, you may be feeling a bit more glass-half-full these days.

According to an April 2015 Gallup poll, 52% of Americans say that their financial situation is getting better—the highest percentage to feel that positive in over a decade.

Part of that upward trend could be a reflection of the strengthening economy. Indeed, it’s the first time since the recession that more than half of people reported feeling optimistic about their financial situations.

But your money personality can be influenced by many factors, says Barbara Nusbaum, Ph.D., a psychologist who specializes in the psychology of money. Your life stage, your family’s attitudes, the state of your finances and even your age and gender can all play a role in whether you see blue or gray skies ahead.

And lest you think you have nothing in common with someone on the opposite end of the spectrum, Nusbaum points out that both pessimists and optimists can be prone to financial inaction.

Optimists may not make moves because they believe everything will work out on its own, while pessimists are afraid of making the wrong choices.

“It’s important to try to adopt a more realistic attitude with money because you want to plan for what might go wrong—and what might go right,” Nusbaum says. “You want to be hopeful but also aware of your own limitations.”

Not sure if you’re a sunny optimist, a gloom-and-doom pessimist—or a realist who sees both sides of the sliver lining?

Take our quiz to find out—and pick up a few helpful tips for how to strike a healthy balance with your financial outlook.

RELATED: 3 Habits of Financially Optimistic People

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