The Winner of the September 2014 Call to Action!

The Winner of the September 2014 Call to Action!

chelsea-corpennerThis September, we said goodbye to the summer and hello to the future, looking at different strategies to financially prepare for retirement. We covered everything—from tips on reaching your retirement goals to easy techniques for maximizing the funds in your nest egg.

Our September Call to Action question: What motivates you to keep your retirement strategy on track?

This month, we shook it up and asked readers to show us their retirement dreams by sending in a picture of their inspiration. We enjoyed perusing your motivational photos and stories, from the couple working toward owning a house on the lake to the woman who looks forward to volunteering abroad. Thank you to everyone who shared!

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And congratulations to the winner of the September Call to Action, who will receive $100 to help her achieve her financial goals: Chelsea Chorpenning, a graduate student at Denver University.

Below, check out the image that captures Chelsea's vision of retirement, and see what she has to say about working to make her dreams a reality:

“To me, retirement means reconnecting with the things you love most and the people you want to share them with.

“This photo depicts my love for the outdoors paired with my love for family, friends and the warmth and comforts of home. In my retirement I would love to travel, take risks and explore new hobbies. At the same time, I also hope to spend time creating a space where all of our stories and adventures can be shared around a table of exceptional food and wine.

garden-table

“I would love to get a house in Tuscany for part of the year. My family and friends could visit and my partner and I could enjoy excellent home-cooked meals, local wine, bicycle rides through lavender fields and generally peace with the here and now.

"I feel that most of my younger years have been spent in a daily commotion of constantly juggling work and life. In addition to being a full-time graduate student, I am also a freelance photographer and website designer; my partner is a sound engineer and small business consultant. During the week, we are super busy. The opportunity to get back to the simple pleasures of life and disconnect from the daily hustle is especially alluring.

"For me, the opportunity to travel and have new experiences in the future is the best incentive to save now—something that harks back to my childhood.

"When I was nine years old, my dad helped me open my first savings account with my allowance money. The kicker was, if I had my parents directly deposit this money into the savings account, I would receive $20 a month, but if I wanted that money in cash I would only receive $10. As simple as this was, I could not have asked for a better lesson on the importance of delayed gratification and the power of saving. The mentality of save now, spend later has stayed with me to this day.”

Thanks for sharing, Chelsea!

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