Quiz: What’s Your Credit IQ?

credithistoryAh, October: The month of pumpkin spice lattes, sweater weather, crunchy leaves and … credit reports?

Believe it or not, yes!

In fact, October 16th marks Get Smart About Credit Day, a national campaign to raise awareness about the importance of credit and how to use it wisely.

And it appears as if many Americans could use a little Credit 101. Case in point: a 2013 survey from the American Bankers Association, the organization behind the campaign, revealed that as many as 56% of Americans don't even know what their credit score is. Get Smart About Credit Day encourages people to get educated about all things credit so that they'll be more frightened by Halloween than next month's credit card bill.

Want to get in on the action? Start by completing the quiz below to gauge just how knowledgeable you really are—and then learn how you can painlessly up your credit IQ. Best of luck!

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