6 Apps That Help Make Managing Your Money Easier


best money appsIf you’re the C.F.O. of your household, then you’ve probably wondered if there isn’t a techie solution for managing your finances.

The problem is that there are probably too many options out there. The onslaught of offerings that you’ll find when you visit the app store can be overwhelming–but we’re here to help!

We’ve scouted six free apps (including ours!) that are easy to use and work wonders to streamline your life and your wallet. Then we asked Jennifer Jolly, a tech expert and blogger behind Tech’s Appeal, to fill us in on what makes these apps so helpful—as well as some things to consider before you download.

1. Manilla

Best for: Organizing bills

How it works: Get rid of that accordion file busting at the seams in favor of Manilla, a digital filing cabinet for your bills that keeps track of due dates and statements for accounts ranging from credit cards to your Netflix subscription. You can even create custom accounts for things that you might not be able to link to online, like your rent or dog-walking services. Added perk: The app organizes loyalty rewards and online coupons.

What the pro thinks: “Manilla is organized so simply that it’s easy to go paperless,” Jolly says. “It’s super simple to sign up, it lets you consolidate every single bill and you can use one password for everything.” Added plus: Document storage, so you can look up your old statements. “This means that you can forget about keeping paper copies for your records and just access them via the app,” Jolly adds.

google wallet2. Google Wallet

Best for: Streamlining shopping

How it works: We all knew it was coming soon—the day that you could go shopping and leave your wallet behind … or at least the physical one. With Google Wallet, you store your debit card, credit card and loyalty card information in one place, and then use your smartphone to tap-and-pay at any merchant who accepts such payments. And if you don’t have a phone with the necessary NFC technology, you can get a Google Wallet Card that acts as a debit card that’s linked to your wallet balance. You can also use the money in your Google Wallet account to pay for online purchases, and Gmail users can send money to people as an attachment.

What the pro thinks: “This app offers lots when it comes to simple convenience,” Jolly says, adding that there are some caveats. “You have to sign up for a Gmail account first. You’ll also pay for each and every debit and credit card transaction (Google charges a 2.9% fee per transaction), and you currently can only send money in the U.S.”

RELATED: How Your Phone Will Become Your Wallet and Credit Card

  • EG

    Hey, Learnvest, do you have a Windows 8 app yet?

  • http://www.graceontherace.tumblr.com/ Grace Chen

    Why didn’t you mention mint, personal capital, or level?

    • ksgirl73

      I like mint. I find it very easy to use, allowed me to customize a budget and links all my accounts.

    • jaynormanphd

      Because those are their direct competitors.

  • britne

    Lets talk about how you promote an app that many can’t use because you all refuse to give any info on an android app I will deleting learnvest from my life and find something more android friendly :)

    • ksgirl73

      Exactly! I’ve been waiting a year for an Android version. Finally I went to mint.com instead.

    • jaynormanphd

      Amen! It’s been almost 2 years since I asked them for an Android app (I was an early adopter then left because of that lack).

  • Lj

    Please make your learnvest app available in canada

  • Kricket

    So about that Android app…..

  • Shibumi

    LearnVest App isn’t Availvable in Colombian App Store. I guess isn’t available outside US?

  • Phillip

    Hi, I still don’t understand why there is no android app in 2014. ANDROID OUTNUMBERS IPHONE USERS.

  • cec2646

    “Manilla will be closing on July 1, 2014. This was a hard decision given that, over the past three years, Manilla has won many awards and has been well supported by its valued user base but was unable to achieve the scale necessary to make the economics of the business viable.”

  • Cătălin

    I’m using an interesting app that can also allow me to plan my incomes or expenses not just to keep a record of them. It’s called Financial Planning and it is free on Google play and I’m using it since 2014. I was shocked when I saw where my money are going and how I spend a lot of money on useless things each month.