Happy New Year’s Eve!
Guess what? It’s also the fourth day in our 12 Days of LearnVest series—in which we teach you to be a whole new money you—and you’ve already made a lot of progress: You’ve started getting organized, and you’ve stopped making excuses.
Now on to the fun part: What’s your New Year’s resolution when it comes to your money?
The glittery ball will drop tonight, and you’ll want to be ahead of it. Plus, the sooner you decide your financial focus for this year, the sooner you can get started on reaching your goals.
So we want to know: What is your financial resolution?
We’re talking one smoking money goal that will help get you closer to leading the life you want.
For example, we took a look at the top goals our premium LearnVest users, who already have financial plans through our Action Program, are aiming for. Here are the top five near-term aspirations these users have for their money:
1. A Big Vacation: 46%
2. A Job Switch: 28%
3. Going Back to School: 16%
4. Buying a Home: 13%
5. Having a Baby: 10%
Those are big goals, and the money to fund them won’t appear magically. In fact, the saving and budgeting required will take as much discipline as logging three extra miles on the treadmill each week.
That’s why we tapped Stephany Kirkpatrick, LearnVest’s director of financial planning and a Certified Financial Planner™, for her secrets on setting financial resolutions designed to stick.