There's plenty of stuff in life to be stressed out about—your job, your relationship ... what you're going to eat for dinner.
But there's one acute source of stress that seems to trump everything else: money. If receiving yet another bill gets your heart pounding, or the thought of losing your job makes your stomach turn, you're certainly not alone. According to a recent American Psychological Association study, Millennials, Gen Xers and Boomers alike are more likely to cite money as a significant source of stress over work, relationships and personal health.
Some money stress can motivate you, but too much of it can leave you feeling helpless, says clinical psychologist Dr. M. Woodruff "Woody" Johnson, who teaches financial stress management at Pacific Oaks College and Ryokan College in California.
"Financial stress can be debilitating—even for those whose finances are in relatively good shape," says Dr. Johnson. "It's easy to become overwhelmed when dealing with money issues. It can cause people to withdraw and isolate themselves, as well as affect their health in the long term."
Of course, everyone feels the squeeze of financial worry at one time or another, but the key is to manage it and not allow it to turn into full-blown money anxiety. So take our quiz to determine just how financially stressed you really are—and how to beat it.