9 Credit Cards With Seriously Sweet Rewards

     

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    • Bad Rewards

      Gonna say this article was sponsored by these credit cards, seeing as all these credit cards are terrible.

      • Katie

        Totally agree. These cards are absolutely NOT the best ones out there. Totally sponsored.

      • Kathy

        why are they terrible?

      • Kim

        Agree was well! These cards are horrible. Where is the southwest or american express card? Cards that actually get you so much vs. spending $2500 for $25. Very clearly a sponsored article.

    • DG

      There’s also the HaloCard – a credit card that contributes 1% of purchases (NOT from cardholder pocket) towards the not for profit of cardholders choice. ANY registered 501(c)3 can be supported. Check it out at http://www.halocardproject.com

    • william

      This is a terrible list… there are much better reward cards out there.

    • Soma

      Yeah I was looking forward to learning about better credit cards out there, seeing as the one from my credit union offers great interest rates (8.99%) but no other perks. None of these seem like good options. C’mon, LearnVest. I know you can do better than this.

    • LJ

      The only decent looking one on this list might be the retirement one, because it’s 2% and helps you save for retirement without giving it any thought. However, it’s an Amex which won’t be accepted many places and really screws small businesses who accept it. Actually, the Upromise one might also be good, depending on what kind of purchases you make. Though I didn’t get the credit card, Upromise did help me pay off my student loans.

      A note to the author: APR shouldn’t come into play when looking for a rewards card as you should never spend more than you can afford to pay off in a month. If you already have debt, it doesn’t matter how good the rewards are, you should choose the lowest APR available to you (preferably 0%). No rewards will be better than the interest you will have to pay once the 0% wears off.

      Also, remember that if you can get a great cash back offer on a credit card, you can apply it to any perks you see fit which is often a better choice than some of these. And never, ever, ever spend money you didn’t plan on spending just to get the perks.

      • LJ

        I forgot to mention — one perk which is incredibly valuable to me is 0 foreign transaction fees. Since I travel a lot for work and pleasure, the 3%-6% foreign transaction fees can really add up, as can the cash exchange fees, so I love using my Capital One card when I travel.

    • MichaelP

      These are junks, I expected better from LearnVest.

    • CarrieSloan

      Hi all, Thanks for your comments. For those who weren’t happy with the cards, please tell us which card you love. We’d love your insight!

      But just wanted to assure everyone that we chose these cards because they represent a wide array of potential rewards—you can save the pandas or save for retirement—and they were most definitely chosen by LearnVest, not any credit card sponsor.

      We chose to list the APR because you should always be aware of the rates on your cards, in case you’re not able to pay off your balance in full each month. In general, it’s good to apply for a card knowing all of the facts, and with your eyes wide open.

      • Ami

        The Wells Fargo card isn’t even that great because it offers 1% cashback (CB). Sure, $25 increments are credited to your mortgage, but wouldn’t it be smarter financially to get a BofA card that offers 2-3% CB and you can decide to apply that (higher) amount to your mortgage? In my opinion, that’s probably the least attractive of all the cards, because there are so many cards like it that it smacks of sponsored ad content.

        Also, I’m surprised nothing was showcased for dining out or travel. There are so many CCs that are good for racking up points/miles if you dine out and also allow you to convert CB into miles. As someone who follows blogs like Points to Point B/Million Miles Secrets/The Points Guy, I found I got MUCH better information on what CCs to sign up for, even if my lifestyle did not include heavy travel (I just prefer the CB).

    • bizeegal

      First I believe you should not have credit cards unless you are a disciplined user. That said I love my Disney Chase Rewards card. We have taken 2 paid trips (resort, tickets, food and souvenirs (we provide our transportation but I charge it on our card) and are working on our third, perhaps a cruise or Adventure trip. We put everything on the card, college tuition, car, food, utility bills, after college then we have a wedding to charge…