50 Ways to Be Productive in 10 Minutes or Less


time is moneyIn the grand scheme of things, ten minutes really isn’t a lot of time.

It amounts to one sixth of your favorite TV show—with commercials. It’s equal to the length of two and a half songs. And it can be easily wasted checking email, scrolling through your Facebook feed or watching TV.

But ten minutes can also be a great opportunity.

In fact, you can accomplish one (or more) of these 50 tasks within a ten-minute time span—from better managing your money to retooling your approach to your career. And let’s not forget checking something off your to-do list!

Be More Productive With Your … Money

1. Find a great deal for something that you’ve been meaning to do. Need a haircut? Promised a friend that you’d go out to dinner? Daily deal sites like Groupon, LivingSocial and Gilt City offer discounts for everything from restaurants to hotels. Just remember that the goal is to be productive, not distracted, so limit deals to things that are already on your list.

2. Set up a budget in the Money Center. Whether you need to pay off a debt or save up for a goal, creating a budget is the most effective way to accomplish your financial goals.

3. Pick one expense that you can reduce—or cut completely. Look at your folders in the Money Center and challenge yourself to dial down one expense next month.

RELATED: Your Ultimate Budget Guideline: The 50/20/30 Rule

4. Automate your payments. You’ll never forget to pay a regular monthly expense if you automate payments for fixed costs, like rent or car payments.

5. Set a money goal. Whether you want to buy your dream house in a few years or pay off your student loans in a month, your money goal should be something specific.

6. Scavenge deals for three items on your supermarket list. Check out your local grocer’s website to score weekly savings on everyday staples.

7. Start a $5 jar. Establish a savings goal (concert tickets? a fancy dinner?), then each time that you have a $5 bill, put it in your jar to work toward that goal.

8. Sign up to monitor your credit score. Your credit score—which you can track for free through Credit Karma—enables you to borrow money for major purchases, so it’s important to stay on top of your score and find out how you can improve it.

9. Calculate your retirement number. How much money will you need to maintain your lifestyle in your golden years? An online calculator can quickly give you an estimate, so you can start to retool your approach to saving for retirement.

RELATED: What’s Your (Retirement) Number?

  • http://www.GiveMe10.info/ Laura at Give Me 10

    What great ideas! The 10-minute concept is right up my alley. I give myself a monthly 10-minute-a-day challenge — this month is creating a Financial Fact Sheet so I have all our family’s personal financial info at my fingertips. I’ve known I’ve needed to do this, but the thought of spending more than 10 minutes a day on it was just too overwhelming. 10 minutes works! I log my daily progress at GiveMe10.info.

  • luxury lover

    Lots of great ideas to make use of time while getting things done. Think I’ll have to look at them one at a time (so I don’t feel overwhelmed!)

  • Me

    Good ideas… but I’m amused that #39 comes right after #38.