The free Splitwise service slices up the dinner bill so everyone pays up properly, but this all-purpose cost-divider can do even more—it also tracks shared household and travel expenses. The uncluttered interface is simple to use, and the app can email receipts to your companions. Splitwise is more inclusive than other check-splitter tools in another way: Like other apps, it’s available for iOS and Android, but third-party programs like Splittr also bring the service unofficially to Windows Phone users. On the con side, you need an online account to use it, and the service works best when pals also have accounts—which may be more effort than it’s worth if you’re just looking to carve up a bar bill once a month.
Designed with group expenses in mind, Receipt Ninja lets you create events (like business trips) and enter in the associated costs for food, transportation, hotel and other on-the-road expenditures. You can note the cost in U.S. dollars or other currencies, add people with whom you are evenly (or unevenly) dividing a bill, and tap a button to see reports of just how much was spent in each category. Receipt Ninja, which comes in versions for Android or iOS devices, is available in a free, ad-supported edition or a $2.99 upgrade that eliminates on-screen advertising. Other bonus features include the ability to snap pictures of checks and bills to keep on file, and the option to share your cost analysis with companions by e-mail, text and even Dropbox or Google Drive cloud storage. Although Receipt Ninja is a powerful cost-tracker, there is one caveat: It’s not the most intuitive, so expect to do a lot of tapping.
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This inventive, 99-cent app runs on iOS and uses the camera in the iPhone (or 5th-generation iPod Touch) to snap a picture of the check. Once Divvy has a photo to work with, it uses its optical-character recognition software to scan and highlight each item on the bill. Instead of tapping in amounts with your finger, you use it to drag each scanned item on the check to the side of the screen and then drop it onto an icon for every dinner companion. Divvy then adds up each individual’s share, including the tax and tip amounts of your choice. If you can get the hang of the ol’ snap-and-drag routine, splitting the check is quick and easy. On the downside, Divvy only works on printed restaurant checks, and it needs to run on an iPhone 4 or newer model. Are you an Android user? Check out the equivalent 99-cent Clever Bill Splitter app.
J.D. Biersdorfer, the author of “Best iPhone Apps, Second Edition” and “iPad: The Missing Manual,” blogs and podcasts weekly at poptechjam.com.