9 Things People Don’t Do With Their Retirement Accounts But Should

Fidelity Advertisement Time flies, doesn't it?

Before you know it, it will be time to retire. And that's something that sneaks up on all of us.

It also means something different to each of us: Maybe you intend to spend your retirement volunteering at the local library, setting sail to Bora Bora or writing a memoir.

Whatever your dream is, our experiences will share a common characteristic: They'll require money.

And to fund your dream, you need to start saving now: According to the 2010 Retirement Confidence Survey, only 16% of workers feel very confident they'll be financially secure in retirement. By age 67, Social Security's full retirement age, only 55% of households say they're financially prepared for it.

RELATED: What’s Your (Retirement) Number?

We come across many future retirees who aren't following these retirement best practices ... are you?

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  • Shaheen Lokhandwala-Fernandes

    Its a pity that Learn Vest is becoming a source of advertising and not a source of unbiased information

  • theora55

    I haven’t rolled over all of my accounts from previous jobs. I made out when a previous employer changed their plan, and I went from 75% vested to 100% vested, just because I never bothered to move that money to a consolidated account. I think I’ve also benefited from the diversity of having 4 retirement accounts; I survived the crash pretty well. Sometimes procrastination isn’t the worst habit.