A Blueprint for a Successful Home Renovation

A Blueprint for a Successful Home Renovation

altChase Blueprint

Are you thinking about renovating your home or making some much-needed apartment improvements?

Before you decide how you’re going to redo your kitchen or what color tile will go in your master bath, make a plan. Include a schedule and a list of to-dos, but also make sure your plan includes a simple budget. A renovation budget—no matter how big or small—can help you stay on track and feel confident with your spending before, during and after you renovate.


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To develop a budget you can actually live with, start with this common equation: What you earn minus what you spend equals what you save.

By knowing these three numbers, you can better understand the maximum amount you are able to put in your savings account and how much you can afford to spend on your renovation.

If your renovation can’t be fully funded by savings, you may find that you need to borrow a portion of the budget. If you decide to use your credit card to borrow against, be proactive about setting up a specific plan to pay your balance back.

Some Chase credit cards have Blueprint—a set of free features that can help you manage your spending and borrowing. It helps Chase card customers save money and pay off a large purchase, like an armoire or a new fridge, faster. Learn more at chase.com/blueprint.

Finally, always review your progress on your home and your budget: The power of knowing where you stand will help give you a happy home and financial peace of mind.


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