Make Sure Your Financial Values Align
You and your spouse should sit down together and talk through your financial values and financial goals (if you haven't already).
When we say discuss financial values, we do not mean sitting down for dinner and agreeing, “Hey, we want to be rich.” We mean talking about how much you value putting money into certain areas of your life:
- If you plan on having kids, do you want to send them to public or private schools?
- Do you want your money to go towards travel or home improvement?
- Are you interested in renting or buying? What is your time horizon if you want to purchase a home?
- What is your plan to save for retirement?
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