Check My Credit Report & Score

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6 MINS

Your credit line is determined by the information in your credit score and your credit report. Find out your numbers with our easy-to-digest checklist.

Understand Why Your Credit Report Is Important

Your credit report is like a file on you and your credit history. It includes:

Your personal information (social security number, past addresses, current address, employment history)
A summary of your financial accounts (and how responsible you’ve been with them—let’s hope you paid your bills on time!)
Whether or not you’ve filed for bankruptcy
Any inquiries that have been made on your credit report (from lenders, for example)

All of this information is put through a complex mathematical formula, and boom, you get your credit score (but more on that in Step 5). Your credit report includes a lot of significant information that defines your credit score, so your financial freedom is pretty dependent upon it.