Your LearnVest Complete Financial Plan
Do you have some idea of where you need to go financially but need a better roadmap to get there? LearnVest’s Complete Financial Plan is designed for those who have their debt under control and want to take charge of their financial goals for a richer life now and in the future. It covers all aspects of your finances, showing you how to maximize each dollar within your overall financial picture.
Complete Financial Plan Features:
A Complete Financial Plan
A hard copy document that includes:
- An assessment of your progress to date on your financial foundation, debt-repayment, emergency savings and retirement planning
- A customized list of how to prioritize more complex financial goals, from buying or selling your first home to college savings to investing smartly
- A financial projection of what you can do now to be well-prepared for any curve balls that come your way in the future
- A personal to-do list to help you go above and beyond what is required for a strong financial foundation to truly live your richest life
Phone Calls With Your LearnVest Expert
Your Complete Financial Plan includes four phone calls with your dedicated expert, a diagnostic phone consultation and three phone check-ins. During your diagnostic phone consultation, you will discuss your financial goals for the next year and beyond. It’s time to share your dreams and imagine what your richest life includes, so that your expert can deliver you a personalized and comprehensive financial plan. Your three phone check-ins will provide an opportunity to ask follow-up questions and review progress on your financial to-dos.
3 Phone Check-Ins and 1 Year of
Unlimited Email Support
Once you have your Complete Financial Plan, you’ll be well on your way. If you have any questions at all, need support, or if there’s a change in your finances, you'll have three phone check-ins and unlimited email access to your financial expert throughout the year.
1 Year of Access to Our Complete Suite
of Online Courses
Your financial transformation doesn’t stop with your Financial Plan. In addition, you’ll have access to a suite of on-demand LearnVest Courses. Your expert will hand-pick the best courses for you, so you can get a jumpstart on your financial knowledge at any time.
Topics Covered in the Complete
Financial Plan
Here is a list of recently asked questions from Complete Plan Members:
- I am maxing out my IRA at $5,000/year, and my employer does not offer a 401(k). Will these savings be enough to live on in retirement? If not, what else should I be doing?
- How do you recommend I adjust my savings goals, given that I want to buy a house in the next three to five years?
- My parents are getting older, and I want to make sure they are taken care of financially. What’s the best way to manage their money along with my own?
- I have two young children. I want to start saving for their college educations early, but I don’t know where to start. Are 529 plans right for me?
- I have a small amount of credit card debt, regular mortgage and car payments, and my employer offers 401(k) matching. How do I balance these with an income that can’t do it all?
- I’m ready to delve into investing, but what overall factors do I need to take into account first?
- I have a baby on the way and am wondering how to reprioritize my finances. What’s more important: college savings or retirement savings? Both seem far off, but I want to be prepared.
- I’ve been contributing regularly to my emergency fund and I now have over six months of living expenses. Where should I redirect these contributions to? Do I grow my emergency fund even further or open a new account?
- Given the overall state of my finances, am I behind in saving for retirement? If so, how do I catch up?
- I’m planning to transition from a full-time job to being a stay-at-home mom over the next three years. What should I do now to get ahead, so that my family is financially ready for this big change?
- I just received an unexpected bonus. Is it smart to use this toward paying down my mortgage faster?
- I have a sufficient emergency fund, but I hate the idea of all that money sitting in a low-interest savings account. Where else do you suggest I put it?
- I’m getting married and am totally lost when it comes to combining my finances with my significant other. Is it selfish to keep some personal accounts? Should I consider a prenup?
- I’ve just reached my goal of saving for a down payment on my first home. Now that I have these savings, what’s my next step? What mortgage payment plan makes the most sense for me?
- My partner recently lost his job. How can we stay on track financially during this time?
- I have a baby on the way and am wondering how I need to adjust my finances. I know raising a child is incredibly expensive, but can we still maintain our lifestyle? How do we continue to save with our increased expenses?
- I’m recently divorced, after a ten-year marriage. My partner managed our money, and I’m in need of some personal guidance. How do I set myself up to be financially independent again?
How It Works
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Download Your Questionnaire
First you'll be asked to fill out a questionnaire to help your expert understand your personal goals, your biggest financial worries and the life you dream for yourself now and in the future. -
Work With Your Expert
Once you have completed and uploaded your questionnaire, you will be prompted to schedule your diagnostic phone consultation so you can go over your financial goals and concerns. Your expert will clearly walk you through all areas that need adjustments, answering your questions along the way. Your expert will look at the big picture of your finances, so she can provide you with a fully customized Complete Financial Plan that helps you manage your finances now and in the future. -
Get Your Complete Financial Plan
After your call, your expert will deliver a comprehensive financial plan with a customized list of to-dos. As you make progress on your plan, you can schedule three phone check-ins with your expert to get further recommendations on how you can improve your situation. You’ll also have unlimited email access to your expert throughout the year for any follow-up questions. -
Stick To Your Plan
To round out your financial education, you have unlimited access to LearnVest Courses. These interactive online classes can be taken at your own pace and cover the most important topics of financial planning and investing.
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