Must Reads

7 Things You've Always Wanted to Know About Credit Card Rewards

Racking up points can be a big boon—unless you ignore what's tucked away in the fine print. Here's the smart way to earn rewards.

9 Credit Card Perks People Often Overlook

Sure, cash back and rewards points are great. But these lesser-known extras—like free baggage on airlines—can be just as valuable.

Score! Americans' Credit Rankings Reach an All-Time High

The average FICO score hit 692 this year—up six points from a record low in 2009. Experts explain the uptick.

FICO 2.0: What You Need to Know About the New Credit Score Changes

New tweaks to the credit-score formula may help boost peoples' scores. We look at the pros—and cons—to the revamped methodology.

Shop Yourself Into Debt: Does Your Retail Card Have an Outrageous Rate?

Typical store credit cards boast a 23% APR— eight points up from an average card. Which begs the question: Are they ever worth it?

what you need to know

10 Top Credit Mistakes to Avoid

Keeping stellar credit can save you tens of thousands of dollars. That's why you'll want to avoid these ten pitfalls.

10 Things You’re Embarrassed to Ask About Credit

Long after we finish school, we'll still be graded on how we handle credit. Clear up the mysteries of your credit score and report with these 10 questions.

Credit Scores 101

A good credit score can save you some serious cash—think $5,000 on a 60-month $20,000 auto loan, according to one study. Find out how to manage it well.

Checklists

I Want to Dispute an Error on My Credit Report

Studies say up to 25% of credit reports contain errors, some of which could drag down your credit score.

I Want to Negotiate Down My Credit Card APR

If you're trying to pay off credit card debt, the interest rate is a huge factor. Here's how to convince your credit card company to lower it.

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