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Prettyballa35
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12
Do you think making a gift list is greedy?
I LOVE GIFT LISTS! Every year for every bday & Christmas I ask people what they want. If they not respond within a week I get them whatever, bc if they don't care... I don't care. I think it stems from when I was a kid and my mom made …
Comment by
Prettyballa35
December 2011
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Gift cards as presents
I rarely give gift cards. Only to people very close to me & I know they're saving up for a specific big ticket item. Me on the other hand, I'm ALWAYS saving up for a big ticket item so every birthday & Christmas list I send out is …
Comment by
Prettyballa35
December 2011
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What are we missing?
Any information about Purchasing Your 1st Home. I'm 28, engaged, and just got pre-approved to purchase my 1st home without my fiancées help in Los Angeles. So as you can see I'll take any advice I can get!!!
Comment by
Prettyballa35
November 2011
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Big pet expenses
Thankfully I havent had any pet emergencies with my 3 y/o Yorkie, but a close friend of mine did and didn't have any insurance and ended up with a whopping $2500 vet bill. Knowing that, I decided to get my dog insurance before he hit 1 y/o. I p…
Comment by
Prettyballa35
November 2011
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Graduate School: Should I Go?
I went a couple of years after undergrad and since I still didn't know what I wanted to do I studied Humanities. Now 5 years later I'm in the healthcare administration field & although my degree has nothing to do with healhcare, simply…
Comment by
Prettyballa35
November 2011
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Do you have a living will?
YES YES YES!!! I took some advice from Suze Orman and created an advanced medical directive. I chose my eldest sister who is out of state but by far the most dependable, knowledgeable, and logical person out of my siblings & parents. So now that…
Comment by
Prettyballa35
November 2011
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What Do You Think About Pregnancy In the U.S.?
I don't know if I agree or not but I will say pregnancy in Today's society is a joke!!! Call me old fashioned, although im only 28, but I believe in planned pregnancies with 2 parents, or 1 extremely dedicated and capable person, owning a …
Comment by
Prettyballa35
November 2011
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Credit Unions
I've had 2 credit unions since I was a child (parents each started accts for us kids) Wescom & Southland Civic and still to this day those are the only institutions I bank with, aside from my BofA credit card. Their intimate, have great in…
Comment by
Prettyballa35
October 2011
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Transferring to a 0% APR
Hi MariaSpencer! In July of 2010 I had about $7k in cc debt on my 1major cc which had a minimal 9.9% APR. Due to the nationwide APR hikes it jumped to 13.9% and I was PISSED! After doing months, yes 2 months, of research & due diligence I decide…
Comment by
Prettyballa35
October 2011
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Your 401(k)
I'm 28 & have been contributing since my 1st job out of college. Unfortunately, I haven't had the opportunity to work for an employer with a matching program but currently Im @ 12% and have an auto increase of 2% a year. I'm engag…
Comment by
Prettyballa35
October 2011
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Best Credit Card
I have a B of A card & a Chase card honestly their both pretty good. I prefer BofA bc of their Worldpoints program. But my favorite cc is my Victoria Secret Card! Of course the APR is high but it's a retail store so it's expected but…
Comment by
Prettyballa35
October 2011
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Introduce Yourself!
Hi! I'm Jamila. I'm 28, engaged and live in Los Angeles (West LA to be exact). I have 0 debt and am currently saving to purchase my first home (w/o my fiancée help) and also trying to save for our wedding (currently set for Spring 2013). …
Comment by
Prettyballa35
October 2011
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