I think, like any other relationship, it's about balance. I think right now I'm doing pretty good ... I worry enough to keep myself out of financial trouble, but I don't worry so much that it takes over other aspects of my life. I enjoy thinking about money and financial planning which helps. Some people dread it and that makes it harder.
I have been so focused on getting out of debt, I have sometimes left myself with no grocery money. I am working on being a little more moderate in paying off debt and leaving my husband and myself with a little spending money so we don't accrue NSF fees at the bank.
I try and try to plan ahead for all monthly expenditures and it always looks promising of possibly saving about $200 a month - but it never fails. I end up still living paycheck to paycheck with no savings.
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