I have one friend who CLAIMS she's in the same place as me but acts like she's not. I'm just starting my freelance photography business and I'm in graduate school, and I have income coming in, but it's mostly in the late summer/fall because most people book a photographer very far in advance. I'm not in the red but I'm very mindful of my financial situation and often looking for ways so save because my business isn't booming yet. She's getting married this spring and I'm the MOH. A $150 that dress, watermelon colored shoes which I'll never wear again, getting my hair and makeup done professionally... socially she wants to go to wine bars a lot and out to dinner, always brags about her latest endeavor to redo her kitchen or showing off her latest diamond earrings... then complains about paying off loans from grad school and about finances, getting married, and the massive amounts of money she's throwing into the event. She seems judgmental when I tell her I want to get my silk shoes off ebay, do my own makeup, my own hair, etc for her wedding... I feel less guilty about putting money into buying new makeup and learning to do it myself than hiring someone to do it one day, plus it allows me to get makeup which is natural or better for your skin and body. Her talk doesn't quite match her money spending habits.