my husband and I have been together for 10 yrs married for 4 yrs and now looking at retirement together. we have enough and always informally separated old and new debt well. now we are putting together a budget. He is alarmed we only have 400.00 plus in a very generous all inclusive budget,,,,,,i am relieved we are not having to cut big to get within out budget..we both make good money...i work 30 hrs full benefits, he full time....I am feeling guilty that I am not contributing equally and am thinking of returning to full time..I am torn because we picked our schedules so I could have the flexibility to travel with him on business. something I like to do...I cant be alone on this....how are people merging money this late in the relationship...or are we better off keeping as is....help!!!!! I really like him but he has a lot of angst around this and its getting old....