http://www.learnvest.com/discussions/categories/money-and-relationships/feed.rss Thu, 23 May 13 00:54:29 -0400 Money and Relationships en-CA http://www.learnvest.com/discussions/discussion/163/who-wants-to-start-a-money-club Thu, 05 Apr 2012 10:15:34 -0400 AldenWicker 163@/discussions/discussions http://www.learnvest.com/discussions/discussion/227/divorce-and-financial-ruin Thu, 26 Jul 2012 23:44:48 -0400 keepcalm 227@/discussions/discussions http://www.learnvest.com/discussions/discussion/304/budgeting-for-shared-bills-in-a-relationship... Thu, 28 Feb 2013 09:51:10 -0500 Ash410 304@/discussions/discussions
I'm new to LearnVest and am starting to put together my budget for the month. One conundrum I'm running into is that my boyfriend and I (who live together) pick up the tab for certain things - groceries, bills, etc - and then split our totals at the end of the month when we pay our rent. I usually pay for groceries, the electric bill comes from his account, etc. We add up what we've each spent, and reimburse each other for half.

Does anyone have any tips for budgeting when you know you're going to be reimbursed at the end of the month? For instance, my personal budget for groceries may be $100 per month, but I'll be spending $200 for two people, so I'll appear to be over budget when checking into LearnVest.

Or maybe my boyfriend and I just need a new system! :)

Thanks for any advice!]]> http://www.learnvest.com/discussions/discussion/275/newly-weds-merging-money Wed, 12 Dec 2012 14:44:39 -0500 klnst3 275@/discussions/discussions
I don't want him to think I want to join our accounts just because I'm running out of money at the end of the month because that's not the case. It is true, I am running out of money but I'd be able to survive, but it was just always my opinion (and supposedly his) that when you get married you join your money together because you are now one couple, you are not two separate people living two separate lives any more. It is my plan for us to both still have our own fun money accounts and savings accounts, but I'm not sure what to do here.

Does anyone have any tips/tricks to making combining money any easier??]]> http://www.learnvest.com/discussions/discussion/272/how-to-correct-a-problem-you-see-when-you-are-a-new-employee Mon, 19 Nov 2012 11:06:22 -0500 Neighborhood 272@/discussions/discussions http://www.learnvest.com/discussions/discussion/246/money-club-salt-lake-city-ut Thu, 13 Sep 2012 13:00:02 -0400 lesleyautumn 246@/discussions/discussions http://www.learnvest.com/discussions/discussion/53/big-pet-expenses Wed, 19 Oct 2011 10:43:22 -0400 LV 53@/discussions/discussions http://www.learnvest.com/discussions/discussion/195/are-you-dating-or-have-you-dated-a-financial-frog Fri, 18 May 2012 18:05:27 -0400 AldenWicker 195@/discussions/discussions
1. Is in major credit card debt and has no plan to pay it off?
2. Chronically overspends?
3. Is frequently unemployed?
4. Declared bankruptcy or was foreclosed on?
5. Lies about his finances?
6. Borrows from you and everyone else?

Share you story here and get advice and support from other LearnVesters!

]]> http://www.learnvest.com/discussions/discussion/192/when-the-are-wearen039t-we-sharing-money-gets-murky Wed, 16 May 2012 09:10:51 -0400 modgirl 192@/discussions/discussions
Then the strangest thing happened. My partner is putting things back together financially and is almost in the same place as before. But when we discussed the joy of getting those checks from the insurance company recently, my partner blew me away with saying we would just split things down the middle since the renter’s insurance is theirs and if it weren’t for the insurance, I wouldn’t be getting paid back at all. I am at a loss here. Somehow my money became our money? I see it as, “it is wonderful that the insurance company will be able to reimburse me some of what I fronted (remember, we don’t share finances) during a medical fiasco.” Because my partner views it as 50% divisible because “it’s not like I would have gotten that money back anyway” and we are moving and “so, the money is going to the same place: moving, first/last/security, new furniture, etc.)

But, it was “my” money that “we” are being reimbursed for no matter how we end up spending the money. Right? Am I crazy on this point? Are we only going to share finances when my partner needs my financial support and then we are back to going dutch?

Please LV readers tell me what you think!


Sent with brevity (or not) from my iPad, please forgive any typos.]]> http://www.learnvest.com/discussions/discussion/197/moving-forward-in-merging-money Wed, 23 May 2012 12:31:04 -0400 learninghow 197@/discussions/discussions http://www.learnvest.com/discussions/discussion/52/money-toxic-friends Wed, 19 Oct 2011 10:42:19 -0400 LV 52@/discussions/discussions http://www.learnvest.com/discussions/discussion/169/money-club-santa-fe-nm-anyone Wed, 11 Apr 2012 16:08:03 -0400 jalapeno65 169@/discussions/discussions http://www.learnvest.com/discussions/discussion/104/gift-cards-as-presents Mon, 19 Dec 2011 16:27:52 -0500 LV 104@/discussions/discussions http://www.learnvest.com/discussions/discussion/148/family-friend039s-weddings Mon, 05 Mar 2012 11:39:12 -0500 Claudet 148@/discussions/discussions
I have a close family member that is getting married in an exotic location that I know I can't afford to attend, but everybody in the family became really upset when I suggested I wouldn't go. A wealthy family member that I am not very close to has offered to pay for the whole thing, but I don't feel comfortable being "indebted" to them. However, the rest of the family can't understand why I wouldn't go if it's "free". The end result is that I feel pressured to just go and pay for it myself whatever it costs. I'm still not comfortable with it and I especially don't like feeling forced to go at some cost to my financial independence. Am I being insensitive to the significance of a wedding? Any advice or thoughts?]]> http://www.learnvest.com/discussions/discussion/135/what-is-your-date-budget Wed, 08 Feb 2012 11:12:32 -0500 CherylL 135@/discussions/discussions http://www.learnvest.com/discussions/discussion/134/dividing-finances-after-a-break-up Tue, 07 Feb 2012 12:53:56 -0500 modgirl 134@/discussions/discussions
I am in a bit of a moral pickle! Here is the story:

I was in a relationship with someone for two years. In that time, I helped him get settled in NYC, let him stay with me rent-free until he found an apartment, lent him my furniture and paid for every date because I had a well paying job and my boyfriend did not. However when I lost my job, my boyfriend picked up some of the slack and paid for my rent (we ended up living together to save money) for a few months and bills, etc. A few months later, we broke up. It was both of our faults, but he technically broke up with me. I let him have our shared apartment and most of the furniture. Over a year has past, and now he wants me to pay him back for the rent he insisted on paying for me so I wouldn't be stressed about losing my job. It was an incredibly sweet gesture, and I would love to pay him back but I am still on unemployment and barely getting by. When I land a job I can pay back the money my ex feels I owe him. But, all of my friends say that I don't owe him a thing because what happens in a relationship stays in the relationship. Are relationships like Vegas? ]]> http://www.learnvest.com/discussions/discussion/50/engaged Wed, 19 Oct 2011 10:41:38 -0400 LV 50@/discussions/discussions http://www.learnvest.com/discussions/discussion/81/do-you-have-a-living-will Mon, 31 Oct 2011 17:02:28 -0400 LV 81@/discussions/discussions