http://www.learnvest.com/discussions/categories/investing-retirement/feed.rss Thu, 24 May 12 14:15:35 -0400 Investing & Retirement en-CA http://www.learnvest.com/discussions/discussion/190/403b-457b-roth-iraoh-my Mon, 14 May 2012 14:17:02 -0400 msmoon 190@/discussions/discussions
I know I need to start saving for retirement and my goal is to explore options currently available to me. However, this is new to me and I’m not sure how to proceed!

I currently work part-time and do not have access to a 401(k) through my employer. I do, however, have access to two tax-deferred plans: the 403(b) Supplemental Retirement Annuity (SRA) and the 457(b) Deferred Compensation Plan (457). From what I can gather, my employer will contribute a small amount to the 403(b). I also have to select either TIAA-CREF or AUL as an investment option. I DO plan on talking to someone at Human Resources for additional information later this week, but does anyone have experience with either of these plans, TIAA-CREF and/or AUL?

Before I learned I had access to a 403 and 457 through work I was starting to explore the Roth IRA, and am still interested in this option since I can fund it with money I’ve already paid taxes on. My credit union offers assistance setting this up, but again, I plan on doing more research before jumping in head first. My second set of questions (sorry for the barrage!): Since I don’t make that much to begin with should I look into setting up a Roth IRA and one of the options through work? Or should I focus on a Roth IRA while bulking up my emergency savings?

Any advice would be much appreciated.
]]> http://www.learnvest.com/discussions/discussion/184/investments-across-mutliple-firms Thu, 03 May 2012 15:26:30 -0400 leesh 184@/discussions/discussions http://www.learnvest.com/discussions/discussion/4/your-401k Thu, 13 Oct 2011 08:06:29 -0400 LV 4@/discussions/discussions http://www.learnvest.com/discussions/discussion/128/am-i-too-old-for-learnvest Tue, 24 Jan 2012 00:09:18 -0500 2deuces 128@/discussions/discussions http://www.learnvest.com/discussions/discussion/173/invest-5k-for-next-2-3-years Fri, 20 Apr 2012 15:08:46 -0400 Shilpa 173@/discussions/discussions http://www.learnvest.com/discussions/discussion/178/iras-and-roth-iras Mon, 23 Apr 2012 14:16:34 -0400 EspeciallyEva 178@/discussions/discussions http://www.learnvest.com/discussions/discussion/177/how-to-invest-20k Mon, 23 Apr 2012 04:03:05 -0400 Click Here 177@/discussions/discussions
Note: I have a 401k which I contribute a good amount and a roll-over IRA in which I contribute nominally. ]]> http://www.learnvest.com/discussions/discussion/175/options-for-saving-for-retirement-in-a-small-business Sun, 22 Apr 2012 11:32:19 -0400 amandolin80 175@/discussions/discussions http://www.learnvest.com/discussions/discussion/89/opening-a-roth-ira.-should-i-enlist-a-financial-adviser Wed, 16 Nov 2011 20:35:12 -0500 rarudwall 89@/discussions/discussions
After a couple years of waffling, I'm finally ready to open a Roth IRA. Now all I need to do (other than pry my tightly clamped fingers from a couple g's) is find the outlet to do so.

Through LV I've gathered suggestions for websites that can help me find the Roth that's right for me. Additionally, I have an old business contact who is now a Financial Adviser at a large national firm. This contact is eager for me to open an IRA through her, however she has only worked in finance for 2 years.

What may be the benefits and drawbacks of enlisting this Financial Adviser's help?

Thanks for any insight!
]]> http://www.learnvest.com/discussions/discussion/170/i-have-an-ira-now-what Thu, 12 Apr 2012 14:05:31 -0400 MichelleD 170@/discussions/discussions
When I switched jobs a while back I rolled over my 401K into an IRA. I have that money sitting in an IRA, and invested it somewhere, at some point. But does anyone have tips or pointers of what I should be investing in and how I recognize that on fidelity's website. It's all a foreign language to me, but I know it's red every time I log on!]]> http://www.learnvest.com/discussions/discussion/6/how-much-do-i-need-to-start-investing Thu, 13 Oct 2011 08:07:31 -0400 LV 6@/discussions/discussions http://www.learnvest.com/discussions/discussion/36/what-to-do-with-an-old-403b401k Fri, 14 Oct 2011 15:12:56 -0400 JessiS 36@/discussions/discussions http://www.learnvest.com/discussions/discussion/133/ipo-process Sun, 05 Feb 2012 21:18:38 -0500 probowler123 133@/discussions/discussions