http://www.learnvest.com/discussions/categories/debt/feed.rss Thu, 24 May 12 14:14:03 -0400 Debt en-CA http://www.learnvest.com/discussions/discussion/2/student-loan-debt Thu, 13 Oct 2011 08:02:10 -0400 LV 2@/discussions/discussions http://www.learnvest.com/discussions/discussion/186/rebuilding-credit Sat, 05 May 2012 12:58:21 -0400 Wenosaurus 186@/discussions/discussions
Is there anything I can do to rebuild my credit?]]> http://www.learnvest.com/discussions/discussion/179/trying-to-lower-interest-rates Tue, 24 Apr 2012 17:30:11 -0400 Tompetty54 179@/discussions/discussions http://www.learnvest.com/discussions/discussion/61/transferring-to-a-0-apr Thu, 20 Oct 2011 12:06:26 -0400 mariaspencer 61@/discussions/discussions
any reccomendations on opening a 0% APR credit card and transferring the balance. Good/Bad idea? Does any credit card suffice?

Thank you!]]> http://www.learnvest.com/discussions/discussion/167/buying-a-new-car-and-condo-help Tue, 10 Apr 2012 12:17:15 -0400 aweb 167@/discussions/discussions
On my 25th birthday, I will be receiving an investment account with about $70k, which was a result of a medical malpractice lawsuit when I was 1 year old. I desperately need a new car, as mine has 180,000 miles and has been costing me so much in repairs. I also am considering buying a 1-bedroom condo, to make the investment and stop throwing my money away on rent each month. This has been in my short term planning for some time, and I will have around $5k saved to help with the down payment on the condo (my price range is around $130k-$180k).

I am very overwhelmed with how I should allocate this large sum of money coming to me in a few weeks. Should I keep all of it in long-term investments and finance both the car and the condo? Should I buy the car with cash and make a large down payment on the condo to minimize mortgage payments? Should I pay off my student loans in full?

Help!]]> http://www.learnvest.com/discussions/discussion/102/debt-consolidation Thu, 15 Dec 2011 14:25:27 -0500 Carrie-9- 102@/discussions/discussions http://www.learnvest.com/discussions/discussion/3/yay-im-out-of-debt Thu, 13 Oct 2011 08:02:28 -0400 LV 3@/discussions/discussions http://www.learnvest.com/discussions/discussion/142/settle-credit-card-debt Thu, 23 Feb 2012 09:09:15 -0500 Okaraseva 142@/discussions/discussions http://www.learnvest.com/discussions/discussion/122/federal-taxes-offer-and-compromise Wed, 18 Jan 2012 22:52:36 -0500 workworkwork 122@/discussions/discussions http://www.learnvest.com/discussions/discussion/1/credit-card-debt Thu, 13 Oct 2011 08:01:42 -0400 LV 1@/discussions/discussions http://www.learnvest.com/discussions/discussion/40/fighting-back-against-the-stupid-youth-debt-and-small-business-debt Mon, 17 Oct 2011 14:01:21 -0400 LaManchaLady 40@/discussions/discussions
So now...here we go again on the debt. We're still working on the credit cards, as well as the business debt, while trying to keep from going broke or insane. And we'd like to start a family soon. Somehow, our plan went kaput!

So we made a new plan. My husband and I are both working full-time and part-time jobs, and I make custom cakes on the side as well. I coupon like a madwoman - with only a small stockpile of things that we ACTUALLY USE (mainly personal care products and canned food like tomatoes for soups, etc). I am on a number of survey panels that provide me with points that I accumulate to redeem towards gift cards (We've used these for wedding and birthday gifts mainly.), as well as products to test. Just in the last week, I've received a full-size shampoo and conditioner and a full-size laundry detergent! So I get both the products and the points from filling out a survey about them after a few weeks. This past summer we had a large family garden, which is providing us (as well as my parents, brother, and his 2 kids) with green beans and corn, as well as a few pickles and onions for the winter.

In the coming months, I'm planning to reduce my grocery spending (with coupons) by another $20/month. We're planning an even bigger garden next year with more variety, and we're also planning on getting a couple of feeder hogs for the farm, which will provide my extended family with plenty of pork for the year.

If anyone has any other suggestions or things that are working for them to help save and cut costs, I'd love to hear them!
]]> http://www.learnvest.com/discussions/discussion/39/addictions-and-bankruptcy Mon, 17 Oct 2011 13:43:40 -0400 hopedvm 39@/discussions/discussions