http://www.learnvest.com/discussions/categories/budgeting-and-saving/feed.rss Thu, 24 May 12 14:09:21 -0400 Budgeting & Saving en-CA http://www.learnvest.com/discussions/discussion/188/recently-single Sun, 13 May 2012 18:24:34 -0400 monsimon 188@/discussions/discussions http://www.learnvest.com/discussions/discussion/11/luxury-vs.-necessity Thu, 13 Oct 2011 08:21:05 -0400 LV 11@/discussions/discussions http://www.learnvest.com/discussions/discussion/164/split-expenses Thu, 05 Apr 2012 21:55:08 -0400 Lexi145 164@/discussions/discussions http://www.learnvest.com/discussions/discussion/180/bill-tracking Thu, 26 Apr 2012 00:54:50 -0400 Mrs S 180@/discussions/discussions
Thanks,
Mrs. S


]]> http://www.learnvest.com/discussions/discussion/88/how-do-you-fit-charity-and-tithing-into-your-budget Wed, 16 Nov 2011 19:09:42 -0500 LV 88@/discussions/discussions http://www.learnvest.com/discussions/discussion/153/what039s-a-good-budget-for-groceries Thu, 08 Mar 2012 02:50:21 -0500 JessiS 153@/discussions/discussions http://www.learnvest.com/discussions/discussion/101/saving-on-clothing-and-accessories Wed, 14 Dec 2011 11:34:27 -0500 LV 101@/discussions/discussions http://www.learnvest.com/discussions/discussion/162/amount-for-savings Wed, 04 Apr 2012 16:16:28 -0400 mjspencer515 162@/discussions/discussions
Right now I have some $ in my savings/emergency fund yet thinking of putting that amount towards paying off my credit card debt.
]]> http://www.learnvest.com/discussions/discussion/37/strapped Mon, 17 Oct 2011 09:47:59 -0400 moneyhag 37@/discussions/discussions
However, I am psyching myself to think positively about the situation. For the first time I am making a conscious effort to look at my finances and save. Hey, I can probably cook at home a little more and start a food blog! I know why this is super important to me as well. I am tired of always being strapped for cash. I am tired of not having a cushion to rely on for rainy days.

My question would be .. how do you maintain the self discipline?
What different mantras do you tell yourself to keep yourself motivated?
What are the different goals you are hoping to attain? I would love to meet people who share similar financial goals as mine?

]]> http://www.learnvest.com/discussions/discussion/99/do-you-have-an-emergency-fund Mon, 12 Dec 2011 14:38:46 -0500 LV 99@/discussions/discussions http://www.learnvest.com/discussions/discussion/154/cell-phone-discounts Thu, 08 Mar 2012 02:54:34 -0500 JessiS 154@/discussions/discussions http://www.learnvest.com/discussions/discussion/151/how-do-you-save-on-travel Tue, 06 Mar 2012 09:52:25 -0500 CherylL 151@/discussions/discussions http://www.learnvest.com/discussions/discussion/80/decorating-on-a-budget Mon, 31 Oct 2011 16:57:10 -0400 LV 80@/discussions/discussions http://www.learnvest.com/discussions/discussion/62/saving-for-goals Thu, 20 Oct 2011 19:16:04 -0400 LV 62@/discussions/discussions http://www.learnvest.com/discussions/discussion/112/how-did-you-survive-the-holiday-spending-rush Wed, 04 Jan 2012 11:20:12 -0500 LV 112@/discussions/discussions http://www.learnvest.com/discussions/discussion/111/how-are-you-making-the-most-of-your-holiday-gift-cards Wed, 04 Jan 2012 11:19:35 -0500 LV 111@/discussions/discussions http://www.learnvest.com/discussions/discussion/108/split-categories-in-budgeting Sun, 01 Jan 2012 15:04:31 -0500 Annie99 108@/discussions/discussions http://www.learnvest.com/discussions/discussion/98/what-is-your-spending-trigger Fri, 09 Dec 2011 09:37:11 -0500 LV 98@/discussions/discussions http://www.learnvest.com/discussions/discussion/55/how-do-you-budget-for-the-holidays Wed, 19 Oct 2011 13:46:25 -0400 LV 55@/discussions/discussions http://www.learnvest.com/discussions/discussion/46/budgeting-tip Mon, 17 Oct 2011 22:58:28 -0400 lizajayne 46@/discussions/discussions http://www.learnvest.com/discussions/discussion/54/is-this-a-silly-idea Wed, 19 Oct 2011 11:34:06 -0400 mjspencer515 54@/discussions/discussions
however, I've never been able to stick to a budget.

Is it a silly idea to take out $$ from my account and allocate it to certain items, ie grocceries, eating out, nights out so that I physically see my money!]]> http://www.learnvest.com/discussions/discussion/19/i-keep-going-off-budget-help Thu, 13 Oct 2011 08:32:02 -0400 LV 19@/discussions/discussions http://www.learnvest.com/discussions/discussion/41/budget-obsessed Mon, 17 Oct 2011 14:46:51 -0400 Jinx628 41@/discussions/discussions http://www.learnvest.com/discussions/discussion/38/balancing-act Mon, 17 Oct 2011 10:24:27 -0400 ar0se58 38@/discussions/discussions
I'm a recent graduate living at home with 45k in student loans. I have a wonderful job with great benefits and decent salary. So far my financial focus has been paying off my loans and starting an emergency fund. I would also like to start investing. I just don't know what the right balance should be. My interest rates on my loans are 6.8% and my interest in my money market account is 1.15%. Any advice?]]> http://www.learnvest.com/discussions/discussion/25/cash-diet Thu, 13 Oct 2011 08:39:47 -0400 gabriellek 25@/discussions/discussions
Thanks!
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