Contest Rules

Contest Rules

To provide fair and equal chance of winning to all LearnVest readers, the following are the official rules for all contests on LearnVest.NO PURCHASE NECESSARY. PURCHASE WILL NOT IMPROVE CHANCES OF WINNING.

Contest open to U.S. citizens only. All winners must be 18 years of age or older, unless otherwise stated and/or posted.

1. Entering Contests and Choosing and Contacting Winners

Winners of contests will be chosen from eligible comments, tweets and Facebook posts based on the parameters of the contest.

Entrants must send entries using the correct contest entry information requested in the contest announcement. LearnVest is not responsible for and will not consider incomplete or incorrect entries sent but not received by LearnVest for any reason, as potential contest winners.

LearnVest will contact winners of all contests at the “sender” email address used to enter the contest or via private message to the contest winners’ Facebook or Twitter accounts. In order to receive these messages, entrants must be following LearnVest on Twitter, or have privacy settings on Facebook set to allow messages from non-friends. The person receiving and replying to the winner announcement message will be considered the winner unless they specify another person within the reply as the winner. LearnVest will mail the contest prize to the address supplied by the recipient of the winner announcement.

Only one entry per email address, Facebook account or Twitter account will be considered for contest entry, unless multiple entries are specifically allowed in the contest posting. Unless otherwise specified in an individual contest post, no person may enter any contest more than once using multiple accounts.
Claiming of prizes requires a response to LearnVest from the winning sender within 15 days of being notified of winning from the account used to enter. Failure to respond shall mean that the winner forfeits the prize. LearnVest is not required to award elsewhere any prizes forfeited by the chosen winner(s).

2. Submission of photo, text or other content for Contests

Entries selected for display and to win “best of” contests and any other contests requiring photo, text or other content from the entrants will be judged entirely at the discretion of LearnVest.

By submitting any photo or information to LearnVest, you hereby grant to LearnVest and its affiliates, subsidiaries, licensees and assigns, an irrevocable, perpetual and royalty-free right to use, reproduce, edit, display, transmit, prepare derivative works of, modify, publish and otherwise make use of the submitted photo or other information in any and all media, whether now known or hereinafter created, throughout the world and for any purpose. In addition to other things, the rights granted to LearnVest includes but is not limited to the right to resize, crop, censor, compress, edit, feature, caption, affix logos to, and to otherwise alter or make use of the submitted photo;
By submitting any photo or information to LearnVest, you hereby represent and warrant that the submitted photo or information does not and shall not infringe on any copyright, any rights of privacy or publicity of any person, or any other right of any third party, and you have the right to grant any and all rights and licenses granted to LearnVest herein, including but not limited to all necessary rights under copyright, free and clear of any claims or encumbrances;
You acknowledge and agree that LearnVest shall have no obligation to post, display or otherwise make publicly available any photo or information submitted by you, and may, in its sole and unfettered discretion, remove, edit, modify or delete any photo or information that you submit to LearnVest;
You understand and intend that any photo or information submitted by you to LearnVest may be available for viewing, rating, review and comment on by the public, and understand that comments or ratings with which you disagree or are unhappy about may be published or otherwise become associated with any photo or information you submit to LearnVest. By submitting any photo or information to LearnVest, you hereby waive any privacy expectations that you may have with respect to any such photo or information submitted by you to LearnVest.
You hereby agree to hold LearnVest and its affiliates, subsidiaries, licensees sponsors and assigns harmless from and against, and hereby waive any right to pursue, any claims of any nature arising in connection with the inclusion in, publication via or display on any LearnVest site, or any other use authorized under these Terms, of any photo or information submitted to LearnVest by you;
Photos or information submitted by you to the Site shall be the property of LearnVest, and LearnVest shall have no obligation to preserve, return or otherwise make available to you or others any photos or information so submitted.

3. Awarding Prizes

For cash prizes, all taxes are responsibility of the Grand Prize Winner, who will receive a form 1099 reflecting the actual retail value of the Grand Prize. All cash winners are required to verify proper and legal picture identification and Social Security number within 30 days of notification of winning the cash prize. Winner may forfeit any and all cash winnings if verification cannot or has not been made within 30 days. Upon proper verification, cash winnings will be awarded by check and mailed to winner’s mailing address within seven (7) business days.Each prizewinner must supply LearnVest with his/her legal name, mailing address, birth date, daytime and nighttime telephone numbers. In the case of a cash winner, winner must also supply Social Security number.
Winners may not request substitutions of prize winnings. All winners are solely responsible for any and all taxes and/or fees, and all such additional costs that may be incurred.

Neither LearnVest, LearnVest sponsors, nor employees of LearnVest or sponsors may be held liable for any warranty, costs, damage, injury or any other claims incurred as a result of usage of any winners of a prize once winner has taken possession of the product. LearnVest is not liable for any loss arising out of or in connection with or resulting from any contest promoted by LearnVest.

If the specified prize becomes unavailable due to unforeseen circumstances, LearnVest may substitute a prize of like or equal value.

Management, employees and families of LearnVest are prohibited from winning any prizes awarded by LearnVest.

LearnVest reserves the right to alter any rules of any contest at anytime. If you have any questions or complaints about a LearnVest contest, please contact

Reward Your Habits Sweepstakes OFFICIAL RULES

LearnVest (“LV”), Physique57 (“Physique57”) and Shoptiques (“Shoptiques”) (collectively referred to as “Sponsors”) are sponsoring the Reward Your Habits Sweepstakes (“Sweepstakes”).


By entering this Sweepstakes, entrants agree to abide by all terms of these Official Rules and the decisions of the Sponsors whose decisions shall be final and binding.


The Sweepstakes is open to legal residents of the United States and District of Columbia, who are 18 years or older as of date of entry. Employees and agents of LV, Physique57, and Shoptiques, and their parents, affiliates and subsidiaries, and their immediate families (parents, children, siblings and spouses) and their same household members are not eligible. Void outside of the United States and District of Columbia, and where prohibited by law. Void in Puerto Rico. Subject to all federal, state and local laws and regulations.


The Sweepstakes begins on or about 12:01 AM Eastern Time (“ET”) on February 18, 2014 and ends 11:59 PM ET on March 7, 2014 (“Promotional Period”).


There are two (2) ways to enter the Sweepstakes, online via (“Promotion Website”) or by mail.

To enter the Sweepstakes online, go to (“Promotion Website”) and enter your email address and be enrolled into the email newsletter services of LV, Physique57, and Shoptiques. No purchase is necessary to or become members of LV, Physique57, or Shoptiques emails. Becoming a member of LV, Physique57 and Shoptiques emails, requires that you submit your email address.

Creating your LV, Physique57 and Shoptiques email membership constitute your entry into this Sweepstakes (“Online Entry”). To submit your Online Entry, click the “Register Your Entry” button on the entry page. Proof of entering information at the Promotional Website is not considered proof of delivery to or receipt by Sponsors of such entry. Proof of entering also does not constitute any representation by Sponsors as to eligibility for Sweepstakes.

To enter the Sweepstakes by mail, send your name, address, and daytime telephone number on a standard 4 inch by 6 inch postcard addressed to Reward Your Habits Sweepstakes, 113 University, 5th fl, New York, NY 10003 (“Mail Entry”).

Online Entries must be submitted by 11:59 PM ET on March 7, 2014. All Mail Entries must be postmarked by March 7, 2014, and received by March 14, 2014.

Limit of one (1) entry per person during the entry period either by mail or online. Any person who attempts to participate with entries in excess of these entry limitations will be disqualified. disqualified. Any other attempted form of Sweepstakes entry is void. Any person who attempts to participate under multiple identities or uses any device or artifice to enter in excess of this entry limitation will be disqualified; use of programmed, automated or like means of entry is prohibited. All duplicate entries will be discarded.

Sponsors are not responsible for lost, misdirected or late entries caused by hardware or software errors or other technological malfunctions or failure of any kind or invalid/non-operational device, or lost, late, mutilated, misdirected or postage-due mail. Sponsors are not responsible for the failure of the delivery carrier responsible for delivery of any entry.

Sponsors are also not responsible for any incorrect or incomplete Sweepstakes information on the Promotion Website, whether caused by web site users, the equipment or programming associated with or utilized in the Sweepstakes or other cause. In the event of a dispute concerning the identity of any participant, Entry will be deemed submitted by the natural person who is the authorized account holder of the transmitting e-mail account. “Authorized account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider, or other organization (e.g., business, educational institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address. No entries may be effected on behalf of someone else.

Entrants may be asked to consent to receive promotional e-mails and reminder e-mails from Sponsors. Consenting to receive promotional or reminder e-mails is optional and does not have to be agreed upon in order to be eligible to participate in the Sweepstakes and does not improve your chances of winning. For further information, please see the Privacy Statements of the Sponsors accessible via,, and

By entering the Sweepstakes, each entrant accepts and agrees to be bound by these Official Rules and by the decisions of the Sponsors, whose decisions shall be final and binding.


One (1) Winner will be determined by a random drawing from all eligible entries and will occur on or about the week of March 10, 2014. Sponsors reserve the right to delay the random drawing. The number of eligible entries received will determine the odds of winning. Winning entries are subject to validation.


Sponsors or a representative of Sponsors shall contact potential winner by email on or about the week of March 10, 2014. No responsibility is assumed by LearnVest for any incorrect email address provided by a participant. Potential winner may be required to execute and return an affidavit of eligibility, liability release, and (where legal) an affidavit of publicity prior to receiving the prize. Winner will have forty-eight hours from the time he/she is contacted to respond and accept the prize. Noncompliance with the time period described above will result in disqualification and an alternate winner selected. Winner may be required to present proof of identification prior to claiming prize. Acceptance of any prize shall require acceptance of the terms of these Official Rules and shall grant Sponsors the right to use Winner’s first name, last name and city and state of residence for any publicity associated with this Sweepstakes.


Sponsors reserve the right to disqualify any individual that the Sponsors determine in their sole discretion to be tampering with the Sweepstakes (including the entry process). Sponsors may prosecute fraudulent activities to the full extent of the law. Sponsors and Prize Providers reserve the right, in their sole discretion, to substitute the advertised prize (or component thereof) with another prize/prize component of equal or greater value should the advertised prize/prize component be unavailable for any reason. Unless otherwise prohibited by law, Winner grants Sponsors and their affiliates and subsidiaries permission to use Winner’s name (as described above) for advertising/trade/promotional purposes and to disclose Winner’s first name, last name, city and state without further notice or further compensation. Winner agrees to release and hold harmless Sponsors and their affiliates and subsidiaries and their directors, officers, employees, and agents from any damage, injury, loss or other liability that might arise from their participation in this Sweepstakes, or from their acceptance, use/misuse of prize, or from the malfunction of prize. Sponsors make no warranty, representation or guarantee, express or implied, in fact or in law, relative to the prize including without limitation to its quality, merchantability or fitness for a particular purpose. The only warranties/representations/guarantees are those of the prize manufacturer.

The internal laws of the Commonwealth of Pennsylvania will govern the Sweepstakes, these Sweepstakes Rules, and any disputes regarding these Sweepstakes Rules and/or this Sweepstakes. Any attempt to deliberately damage or undermine the legitimate operation or fair play of the Sweepstakes may be in violation of criminal and civil laws and will result in disqualification of the Participant from participation in the Sweepstakes. Should such an attempt be made, Sponsors reserve the right to seek remedies and damages (including attorney fees) to the fullest extent of the law, including criminal prosecution.


One (1) Winner will receive a LearnVest 5 Year Planner financial plan with 5 months of service ($394), Physique57 prize package including Portable Ballet Barre, Ultimate Physique 57 Kit ($355) and $1,000 Shopping Spree on and Personal Styling Session – In-person in NYC or over Skype if not in NYC ($1,150). Total ARV: $1,899.

If a Winner is unable or unwilling to accept the prize he/she will be disqualified and the prize forfeited; and, in such event, an alternate Winner shall be selected from among all remaining eligible entries received. Prize cannot be substituted or transferred by Winner. If a Prize must be forfeited, Winner will not be given the cash value of the prize. Prize Winner is solely responsible for all expenses not expressly included. All taxes are the responsibility of the Winner. Winner and/or parent or legal guardian may be required to sign an IRS Form 1099, Form W-9, or the equivalent for all prizes valued at $600 or greater, or for any prize as to which Sponsors, in their sole discretion, believes it is warranted. LearnVest Inc. are paying the cost of the 5-Year Planer on behalf of the winner to LearnVest Planning Services.


For the name of the prize winner, send a stamped, self-addressed envelope “Reward Your Habits Sweepstakes”, 113 University, 5th Floor. New York, NY 10003.