Commenting Policy

LearnVest Commenting Policy

The comments section on LearnVest is a safe and friendly place to discuss personal finance topics with other people. To that end, anyone who joins agrees to abide by the commenting rules and respect other members of the community at all times. Users who do not abide by these rules may be banned from commenting on LearnVest or the LearnVest community at large. LearnVest may remove offensive comments that fail to abide by the spirit of our community at any time, upon its sole discretion. If you would like to discuss why we’ve moved or removed your comment, you’re welcome to contact feedback at learnvest.com. To report an abusive comment click on the flag link on the top right-hand corner of the comment. If you encounter any questions or problems, contact feedback@learnvest.com. 



Usernames

You may use any handle you choose, as long as it does not involve profanity, adult language or an attempt to impersonate another person. If you choose a username that violates these guidelines, we reserve the right, without prior notice to you, to automatically change your username, delete your posts from our site, deny you access to our site or any combination of these options.

Financial Advice
Any advice or tips given in the comments is from other members, and is not intended to replicate advice from a Certified Financial Planner or other financial professional. While general rules of thumb regarding investing may be discussed, we do not recommend buying any particular stocks, mutual funds or other financial instruments based on advice from other members—nor do we support recommending any stocks, mutual funds or other financial instruments yourself. If you have a question related to your specific personal situation, we recommend you try our Advice Center for access to a financial expert.

Personal Information
Please exercise extra caution about revealing personal financial information: Never reveal bank account information, Social Security Numbers, credit card information, passwords or anything that could be used to gain access to your financials. We will only use your username (we will not reveal your real name or financial information), but be aware that users can see your collective comments. So, if you post details about your situation, they can build a financial picture. Again, if you would like advice on a specific financial situation in private, we recommend you try our Advice Center for access to a financial expert.

Inappropriate Language

The use of inappropriate or offensive language is not permitted on LearnVest. Inappropriate or offensive language includes, but is not limited to, anything sexually charged, abusive, defamatory, vulgar, obscene, profane, hateful or that contains racially, ethnically or otherwise objectionable material of any kind.

Personal Attacks
While we encourage debate, do not cross the line into harassment or personal attacks. Inappropriate content includes but is not limited to comments that are unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful and racially, ethnically or otherwise objectionable. This includes comments that encourage illegal conduct, violate the rights of others or otherwise violate any applicable local, state, national or international law. Please also refrain from writing in all caps or bold. It gives the impression that you are shouting and is unpleasant for other members to read.

Copyrighted or Trademarked Materials

Do not post any content that is copyrighted or trademarked unless you are the owner of that material. Please do not copy and paste the full content of news stories. Consider instead linking out to a news story, or quoting short passages with a reference.

Solicitations and Advertisements

Do not spam comments with advertisements and links. While you may answer questions about your business or link to a business or product you find particularly helpful, any unrelated links or blatant ads will be removed. Please be upfront about any relationship you have with a product or company that you are discussing.

Posting Images
Refrain from embedding any images of a sexual or offensive nature. If you are uncertain if an image is acceptable or not, post only a link to the image with a warning that it goes to a page that some may find offensive. Any links to offensive or pornographic materials will be removed immediately at our discretion.

Phishing
Any comments deemed by the LearnVest staff as, or containing links to, phishing, pyramid schemes or other scams will be immediately removed. Thank you for your understanding and cooperation. We appreciate your help in keeping the LearnVest community a supportive, safe and pleasant place to share your thoughts on money.