How I Paid Off $35,000 of Debt Over Lunch

Alden Wicker
Posted

In 2005, I moved to New York to start a job in book publishing. I had $28,000 in school debt, and no credit card debt—but I underestimated how much it cost to live in the city.

I was only making $30,000 (about $27,000 after taxes), yet I wanted anything and everything. I was a huge fan of Broadway. I wanted to go out to dinner. As a result, my credit card exploded—in a year, I went from zero in credit card debt to $8,000!

My mom was really concerned, so she lent me the $8,000, with no interest. I used it to pay off my card—and then started charging it again.

One day in 2008, I tallied up my personal loans and credit cards and realized that I was $16,000 in debt—and that didn’t include school loans. It was more than half of what I made in a year.

RELATED: Which Debts to Pay Off First?

When two co-workers and I started joking about how broke we were, I realized that we were in similar straits. We looked around for help and inspiration, but we could only find investment and money planning groups for older individuals—people who made at least twice as much as we did.

So I proposed starting our own group, which we called “Money Lunch.”

  • Shawn Nelson

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  • Phelia West

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  • Bright Oris

    I CONSOLIDATED ALL MY DEBTS,BRIGHT ORIS CASH LOANS, THEY REALLY HELPED ME. MY NAMES ARE MRS. MARY KOOPMAN, AM FROM CAPE TOWN… AM HERE TO TESTIFY OF WHAT HAPPENED AND I REALLY THANK GOD ALMIGHTY FOR HIS GRACE UPON MY LIFE, I HAVE BEEN LOOKING FOR A LOAN FOR THE PAST 10 MONTHS NOW, I HAVE BEEN DECLINED EVERY WERE BECAUSE MY DEBTS ARE TOO MUCH AND ALSO I AM BLACKLISTED AS WELL, AND MY HUSBAND IS NOT WORKING THAT EVEN WORSEN EVERY THING FOR US, A VERY GOOD FRIEND OF MINE DIRECTED ME TO THIS LOAN COMPANY BECAUSE THEY ALSO GAVE HER LOAN FUNDS WHEN SHE WAS IN NEED AND ALSO SHE WAS UNDER DEBTS REVIEW AS WELL JUST LIKE ME NO FINANCIAL COMPANY WANTED TO HELP HER SO THIS COMPANY FINANCIALLY HELPED HER AND SHE WAS SO HAPPY SO ONE DAY I TOLD HER ALL MY PROBLEMS AND SHE JUST TOLD ME THAT SHE HAS A SOLUTION TO MY PROBLEMS I WAS SO SO SURPRISE AND SHE GAVE ME THIS COMPANY EMAIL ADDRESS TO CONTACT THEM FOR A LOAN THAT THEY WILL HELP ME AND I REALLY DID AS INSTRUCTED BY HER AND THEY REALLY HELPED ME WITH A LOAN WHICH I USED TO CONSOLIDATE ALL MY DEBTS, EVEN WHEN I WAS UNDER DEBTS REVIEW, I REALLY COULD NOT BELIEVE MY EYES, THEY OFFER ME R250, 000 EVEN WHEN I WAS BLACKLISTED AND I WAS UNDER DEBTS REVIEW TO CONSOLIDATE ALL MY DEBTS, AM GIVING THIS TESTIMONY BECAUSE I PROMISED THEM THAT IF THEY REALLY OFFER ME A LOAN, I WILL GO OVER THE INTERNET AND POST THEIR GOOD WORK, IF YOU ARE OUT THERE LOOKING FOR A LOAN, I WILL LIKE YOU TO CONTACT THEM, NO CREDIT CHECK, IF YOU ARE BLACKLISTED AND ALSO IF YOU ARE UNDER DEBTS REVIEW YOU ARE WELCOME TO THEIR COMPANY, JUST GET YOUR LOAN REGISTERED AND FUNDS WILL BE DEPOSITED INTO YOUR ACCOUNT WITHIN 1 HOUR. THEY OFFER LOAN FROM 5,000RAND(FIVE THOUSAND RAND) TO 2,000 000 RAND(TWO MILLION RAND) TODAY AM SO FREE AND HAPPY BECAUSE I HAVE PAID OFF ALL MY DEBTS AND AND AM SO FREE AND CLEAN FROM ALL SORTS OF DEBTS THANKS TO BRIGHT ORIS CASH LOANS CONTACT THEM TODAY FOR HELP(EMAIL:bright.oris.loan@gmail.com….. THEY ARE EFFICIENT,DYNAMIC AND 100% RELAIBLE ….

  • Bright Oris

    How my search for a real loan lender was actualized: I am Engr Mascout Brown by name, A born citizen of New Zealand, But due to my business i reside and i live in Canada. I have been here with my family for the past 25 years now for business. Before i really move on with my success story. I will want to first of all let everyone know that i am not joking with my story. Almost six months ago, I was in a critical search for a genuine loan lending company were i can obtain a loan of $120,000.00 Dollars, On this search i was not lucky to contact this reliable and dedicated loan firm that has taken helping those in need of loan there sole responsibility without failing them. During my search i contact four loan lenders online that promised me loan but at the end of it all i was aware they were fraudsters and complete scammers from Nigeria that were reported to the FBI by me when i found out that they out online to rip were they did not sow. But before i could realize this, I have lost over $17,500.00 dollars to them. Anyway i am so happy now as i am smiling now, Because i finally meet with this reliable loan company called Bright Oris loan Investment who finally granted me my desired loan amount of $120,000.00 for the period of 16 Years. To be honest with all that are in-search of a real and genuine loan company, I was in a very big doubt when i contact them online after reading through there advert were they said they offer loan to the world, Oh !! I will never forget on the 2/1/2014 which was in the afternoon my time when i was suffing through the internet when i came across the advert that was posted by them. I don’t really know what take my attention to that advert, Because i vowed to God that i will never contact any loan lender online again, That they are all con artist and rip off. But this day that i read through the advert of this loan firm know as Bright Oris loan Investment, A spirits inside of me direct me to contact them and when i did, I told them all i have been through online trying to get loan and they personally sympathize with me and said to me that i should be lucky and thank God for directing me to them finally, As they are giving me a 100% assurance that after this loan process has been done, That i will get my loan show up on my banking information’s that i sent to them during the period of processing my loan amount. I am so happy and i don’t even know what to say about this dynamic loan firm anymore that i came in-contact with that grant me my loan amount without any trace of scam activities. I am so sure that if this advert that i am dropping on this website is seen by the board of directors of this loan firm they will be impressed as i promised to testify of there goodness if they can grant my huge dream loan amount that has taken my business to the next level now. To all you loan seekers out there that need loan to speed up his / her business, settle long period accumulated bills / debts and to be financially stable, i urge you all today and now to stop searching as i and my wife is telling you all in the name of God for those that are Christians like us and to the Muslims, we are telling you all in the name of Allah if i am right, not to fall a victim to those scammers / rip off artist out there online, As be wise to kindly send your loan application to Bright Oris loan Investment as you are not going to regret doing this at all. The kind of loans they grant to customers are as follows: Personal Loan, Business Start-up or Expansion, Education, Debt Consolidation, Hard Money Loans, etc. Save yourself from the scam loan lenders online and send your loan application to :bright.oris.loan@gmail.com for your loan amount.

  • Bright Oris

    Good day!!!

    Am just smiling as am posting this because Bright Oris Financial Company has made me and my family out of debts. It all started when i needed a loan of $50000usd to clear all my debt, so came across his email contact on the internet so I decided to apply for the loan from him and right now am very happy and great full for the help of Shark Spear for giving me my loan,you can contact him now via email to get yours okay:bright.oris.loan@gmail.com .

  • Bright Oris

    Good day.
    I can’t hide this great testimony that took place in my life i will love everyone to know it and be partaker that is why i want to share it to the whole world by placing this advert on classifieds, I am Mrs Kate Loore by name, I live in Chattanooga, Tennessee United State, I want to thank Bright Oris for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days i was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000Dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called Shakes Spear. And i really put a trial and i am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR BRIGHT ORIS. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistanceand also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on :bright.oris.loan@gmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can’t imaginethe way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Shakes Spear. And I will always being sharing this great surpriseand testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: bright.oris.loan@gmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN:bright.oris.loan@gmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE…..

  • Bright Oris

    Goodday To The Entire World,

    Greeting to the the entire public,My Name is sifiwe madiba from Port Elizabeth,Eastern Cape,South Africa,I am happily married with two kids.I came to this very site to advertise and share the good work of Bright Oris Financial Service for giving me a consolidation loan of 42,000 dollars… I have being declined every where,I went through a lot of process and being scammed by different loan companies that i came across but when i meant BRIGHT ORIS Financial Service they gave me a loan of 42,000 dollars after paying their registration fee of just $290 dollars,I have being looking for a loan for the past 3months but after a week i came across Bright Oris Financial Service who uses this email address: (bright.oris.loan@gmail.com),then i got my loan,They also offer different TYPES of loans that you will be interested on.This really made me to start life again after all the difficulties i had,BRIGHT ORIS was sent to me and i have a happy home again,I am here to use this medium to inform the general public that if you need a legit loan without any stress and same day approval,you will have to quickly contact them right away via email on:bright.oris.loan@gmail.com as they are effcient,reliable and dynamic….

    Email them on:bright.oris.loan@gmail.com with few minutes of applying you will get your funds in your bank account.. I applied and it work for me and i guess it will also work for other people also,Once again help me thank them..

  • Bright Oris

    READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!

    Attention To The World,
    If you need a genuine and reliable loan help,and don’t want to be a scam victim,I think this is for you.This is a testimony on how,I was ripped off by some idiot that calls themselves lenders,and how I finally got my financial freedom through a God sent helper that finally gave my life a meaning,with the least cheapest rates as to 2% interest and little TOKEN other requirements and they don’t give a damn to your credit score…For more info on how to reach this great man just email him now and tell him that Oscar Max testify about him on the internet his email address is:bright.oris.loan@gmail.com

  • Bright Oris

    Get a loan from R10, 000(Ten Thousand South Africa Rand) up to R10, 000,000.00 (Ten Million South Africa Rand) whenever you need it at a fixed interest rate of 2% for your peace of mind. Whether you need money for unexpected expenses, a medical crisis, to further children’s education, home renovations, car loan, business loan or consolidate your accounts starloans could be the an ideal solution.

    With star loans company, you don’t need to wait any longer for the loan you need! Apply right now in 2 easy steps-starts by completing the short applications form below and return by email. You’ll have a decision in maximum 24 working hours and a cash lump sum could be in your account within just 48 hours!

    Short Application Form:

    1. Full Names: ………………………
    2. Contact Address: ………………
    3. Contact Office Tel No: ………..
    4. Contact Cell No: ………………..
    5. Contact Email: ………………….
    6. Occupations: …………………….
    7. Monthly Incomes: ……………..
    8. Marital Status: …………………..

    Yours in Services,
    Mr Bright Oris,
    Bright Oris loans company},
    (Loan Manager Operations)
    Email: { bright.oris.loan@gmail.com }

  • Bright Oris

    Goodday Sir/Ma,

    Welcomed to Bright Oris limited Loans we give out secured & unsecured guarantee loans to Business Men and women who are into Business transaction, automobile purchase, house purchase loan and other personal loans & consolidation loans …. We give out long term loan for five to fifty years maximum with low interest rate. In this you can as well tell us the amount you need so that will can send you the terms and condition that is if you are really interested in getting a loan from us, the maximum we give is 2 000,000,00. and the minimum R10000. If interested contact us Now: @(bright.oris.loan@gmail.com) am giving you 100% Guaranty.5,000.00 to the maximum of 2,000,000.00. Our loans are well insured for maximum security is our priority.

    * Are you in need of finance? APPLY
    * Do you seek funds to pay off credits and debts? APPLY
    * Do you seek finance to set up your own business? APPLY
    * Are you in need of private or business loans for various purposes? APPLY
    * Do you seek loans to carry out large projects? APPLY
    * Do you seek funding for various other processes? APPLY
    * Do you need to consolidate, then you in the right place? APPLY

    CONTACT US TODAY AND WE WILL GIVE YOU THE BEST SERVICE…… Email (bright.oris.loan@gmail.com )… Send us mail today via this email address now:bright.oris.loan@gmail.com to get all your bills and debt cleared and consolidated ………

  • Bright Oris

    Attention,

    My Name is Bright Oris We are registered private money lender.We give out loans to assist people/firms who need to update their financial status all over the world,In general we offer mortgages,home loans,car loans,hotel loans,commercial loans, construction loans, start up- working capital loans,business loans and bad credit loans, e.t.c, at 2% interest rate. We would love to fund projects at hand and offer personal loans as well to you,your firm/partners and clients. contact us via email for more information`s at : bright.oris.loan@gmail.com

    FILL AND RETURN THE BORROWER`S INFORMATION

    1)Full Name:
    2)Gender:
    3)Marital status:
    4)Date of birth (yyyy-mm-dd):
    5)Country:
    6)City:
    7)Next Of Kin:
    8)Occupation:
    9)Company name:(if Any )
    10)Work address:
    11)Phone:
    12)Fax:
    13)Zip Code:…
    13)Amount Needed As The Loan:
    14)Purpose of the loan:
    15)Duration
    Your Other E-mail address:….

    Thanks for your co-operation

    We look forward to work with you.

    Thanks And God Bless.
    Shakes Spear
    C.E.O/MD

  • Bright Oris

    Goodday,

    I Mr Bright Oris own a stable guarantee reliable financial company ,I give out loan offer at an interest rate of 3% for the kindly period of 1 to 40yrs only ,so I offer out different types of loan ,loan such as

    Personal loan
    student loan
    company loan
    business loan
    private and public investor loan

    so for more detail,if interested,then kindly reach me at VIA email AS WE ARE DYNAMIC, EFFICIENT AND RELIABLE..

    Thanks

  • Bright Oris

    Goodday To The Entire World,

    Greeting to the the entire public,My Name is sifiwe madiba from Port Elizabeth,Eastern Cape,South Africa,I am happily married with two kids.I came to this very site to advertise and share the good work of Bright Oris Financial Service for giving me a consolidation loan of 42,000 dollars… I have being declined every where,I went through a lot of process and being scammed by different loan companies that i came across but when i meant BRIGHT ORIS Financial Service they gave me a loan of 42,000 dollars after paying their registration fee of just $290 dollars,I have being looking for a loan for the past 3months but after a week i came across Bright Oris Financial Service who uses this email address: (bright.oris.loan@gmail.com),then i got my loan,They also offer different TYPES of loans that you will be interested on.This really made me to start life again after all the difficulties i had,BRIGHT ORIS was sent to me and i have a happy home again,I am here to use this medium to inform the general public that if you need a legit loan without any stress and same day approval,you will have to quickly contact them right away via email on:bright.oris.loan@gmail.com as they are effcient,reliable and dynamic….

    Email them on:bright.oris.loan@gmail.com with few minutes of applying you will get your funds in your bank account.. I applied and it work for me and i guess it will also work for other people also,Once again help me thank them..

  • Bright Oris

    Good day.
    I can’t hide this great testimony that took place in my life i will love everyone to know it and be partaker that is why i want to share it to the whole world by placing this advert on classifieds, I am Mrs Kate Loore by name, I live in Chattanooga, Tennessee United State, I want to thank Bright Oris for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days i was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000Dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called Shakes Spear. And i really put a trial and i am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR BRIGHT ORIS. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistanceand also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on :bright.oris.loan@gmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can’t imaginethe way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Shakes Spear. And I will always being sharing this great surpriseand testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: bright.oris.loan@gmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN:bright.oris.loan@gmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE…..

  • Mr James Gamey

    Hello, this is to inform you that my Mane is Mr James Gamey and we do give at loan and that this company is a good company that have transfer to to cup in U.S.A and Spanish and Turkish so if you will like a loan form this company we will like you to send us and (email: forcadinvestment@outlook.com) form this loan transfer to you in good faith believe and get by word God bless Okay.

  • Bright Oris

    Good day.
    I can’t hide this great testimony that took place in my life i will love everyone to know it and be partaker that is why i want to share it to the whole world by placing this advert on classifieds, I am Mrs Kate Loore by name, I live in Chattanooga, Tennessee United State, I want to thank Bright Oris for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days i was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000Dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called Bright Oris. And i really put a trial and i am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR BRIGHT ORIS. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistanceand also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on :bright.oris.loan@gmail.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can’t imaginethe way life should be for my family today. Please I am begging everyone on earth to help me thank Mr Bright Oris. And I will always being sharing this great surpriseand testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: bright.oris.loan@gmail.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN:bright.oris.loan@gmail.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE…..

  • Bright Oris

    Get a loan from R10, 000(Ten Thousand South Africa Rand) up to R10, 000,000.00 (Ten Million South Africa Rand) whenever you need it at a fixed interest rate of 2% for your peace of mind. Whether you need money for unexpected expenses, a medical crisis, to further children’s education, home renovations, car loan, business loan or consolidate your accounts starloans could be the an ideal solution.

    With star loans company, you don’t need to wait any longer for the loan you need! Apply right now in 2 easy steps-starts by completing the short applications form below and return by email. You’ll have a decision in maximum 24 working hours and a cash lump sum could be in your account within just 48 hours!

    Short Application Form:

    1. Full Names: ………………………
    2. Contact Address: ………………
    3. Contact Office Tel No: ………..
    4. Contact Cell No: ………………..
    5. Contact Email: ………………….
    6. Occupations: …………………….
    7. Monthly Incomes: ……………..
    8. Marital Status: …………………..

    Yours in Services,
    Mr Bright Oris,
    Bright Oris loans company},
    (Loan Manager Operations)
    Email: bright.oris.loan@gmail.com

  • Bright Oris

    Good day!!!

    Am just smiling as am posting this because Bright Oris Financial Company has made me and my family out of debts. It all started when i needed a loan of $50000usd to clear all my debt, so came across his email contact on the internet so I decided to apply for the loan from him and right now am very happy and great full for the help of Bright Oris for giving me my loan,you can contact him now via email to get yours okay:bright.oris.loan@gmail.com .

  • Bright Oris

    I CONSOLIDATED ALL MY DEBTS,BRIGHT ORIS CASH LOANS, THEY REALLY HELPED ME. MY NAMES ARE MRS. MARY KOOPMAN, AM FROM CAPE TOWN… AM HERE TO TESTIFY OF WHAT HAPPENED AND I REALLY THANK GOD ALMIGHTY FOR HIS GRACE UPON MY LIFE, I HAVE BEEN LOOKING FOR A LOAN FOR THE PAST 10 MONTHS NOW, I HAVE BEEN DECLINED EVERY WERE BECAUSE MY DEBTS ARE TOO MUCH AND ALSO I AM BLACKLISTED AS WELL, AND MY HUSBAND IS NOT WORKING THAT EVEN WORSEN EVERY THING FOR US, A VERY GOOD FRIEND OF MINE DIRECTED ME TO THIS LOAN COMPANY BECAUSE THEY ALSO GAVE HER LOAN FUNDS WHEN SHE WAS IN NEED AND ALSO SHE WAS UNDER DEBTS REVIEW AS WELL JUST LIKE ME NO FINANCIAL COMPANY WANTED TO HELP HER SO THIS COMPANY FINANCIALLY HELPED HER AND SHE WAS SO HAPPY SO ONE DAY I TOLD HER ALL MY PROBLEMS AND SHE JUST TOLD ME THAT SHE HAS A SOLUTION TO MY PROBLEMS I WAS SO SO SURPRISE AND SHE GAVE ME THIS COMPANY EMAIL ADDRESS TO CONTACT THEM FOR A LOAN THAT THEY WILL HELP ME AND I REALLY DID AS INSTRUCTED BY HER AND THEY REALLY HELPED ME WITH A LOAN WHICH I USED TO CONSOLIDATE ALL MY DEBTS, EVEN WHEN I WAS UNDER DEBTS REVIEW, I REALLY COULD NOT BELIEVE MY EYES, THEY OFFER ME R250, 000 EVEN WHEN I WAS BLACKLISTED AND I WAS UNDER DEBTS REVIEW TO CONSOLIDATE ALL MY DEBTS, AM GIVING THIS TESTIMONY BECAUSE I PROMISED THEM THAT IF THEY REALLY OFFER ME A LOAN, I WILL GO OVER THE INTERNET AND POST THEIR GOOD WORK, IF YOU ARE OUT THERE LOOKING FOR A LOAN, I WILL LIKE YOU TO CONTACT THEM, NO CREDIT CHECK, IF YOU ARE BLACKLISTED AND ALSO IF YOU ARE UNDER DEBTS REVIEW YOU ARE WELCOME TO THEIR COMPANY, JUST GET YOUR LOAN REGISTERED AND FUNDS WILL BE DEPOSITED INTO YOUR ACCOUNT WITHIN 1 HOUR. THEY OFFER LOAN FROM 5,000RAND(FIVE THOUSAND RAND) TO 2,000 000 RAND(TWO MILLION RAND) TODAY AM SO FREE AND HAPPY BECAUSE I HAVE PAID OFF ALL MY DEBTS AND AND AM SO FREE AND CLEAN FROM ALL SORTS OF DEBTS THANKS TO BRIGHT ORIS CASH LOANS CONTACT THEM TODAY FOR HELP(EMAIL:bright.oris.loan@gmail.com….. THEY ARE EFFICIENT,DYNAMIC AND 100% RELAIBLE ….

  • Bright Oris

    Goodday To The Entire World,

    Greeting to the the entire public,My Name is sifiwe madiba from Port Elizabeth,Eastern Cape,South Africa,I am happily married with two kids.I came to this very site to advertise and share the good work of Bright Oris Financial Service for giving me a consolidation loan of 42,000 dollars… I have being declined every where,I went through a lot of process and being scammed by different loan companies that i came across but when i meant BRIGHT ORIS Financial Service they gave me a loan of 42,000 dollars after paying their registration fee of just $290 dollars,I have being looking for a loan for the past 3months but after a week i came across Bright Oris Financial Service who uses this email address: (bright.oris.loan@gmail.com),then i got my loan,They also offer different TYPES of loans that you will be interested on.This really made me to start life again after all the difficulties i had,BRIGHT ORIS was sent to me and i have a happy home again,I am here to use this medium to inform the general public that if you need a legit loan without any stress and same day approval,you will have to quickly contact them right away via email on:bright.oris.loan@gmail.com as they are effcient,reliable and dynamic….

    Email them on:bright.oris.loan@gmail.com with few minutes of applying you will get your funds in your bank account.. I applied and it work for me and i guess it will also work for other people also,Once again help me thank them..

  • Bright Oris

    Wao , I never knew it was true until i got my loans also , each time i read several testimonies of people about this loan company online i keep feeling it was a set up or probably they were all faking it but not knowing that it was absolutely 100% real . i am also also happy and thankful that i am also a witness to it and now i am among all those testifying about this loan company online. Bright Oris Loan Compnay is the best !! I have had 100 % attention to everyone of my questions and they were handled immediately and above all also ,i just got my loan of $ 10,000.00 via my bank account here in Russia. I would recommend this service to everyone!here is the details that i used in contacting them : bright.oris.loan@gmail.com

  • Bright Oris

    Good day!!!

    Am just smiling as am posting this because Bright Oris Financial Company has made me and my family out of debts. It all started when i needed a loan of $50000usd to clear all my debt, so came across his email contact on the internet so I decided to apply for the loan from him and right now am very happy and great full for the help of Bright Oris for giving me my loan,you can contact him now via email to get yours okay:bright.oris.loan@gmail.com .

  • Bright Oris

    $READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!$$$$$

    Attention To The World,

    If you need a genuine and reliable loan help,and don’t want to be a scam victim,I think this is for you.This is a testimony on how,I was ripped off by some idiot that calls themselves lenders,and how I finally got my financial freedom through a God sent helper that finally gave my life a meaning,with the least cheapest rates as to 2% interest and little TOKEN other requirements and they don’t give a damn to your credit score…For more info on how to reach this great man just email him now and tell him that Oscar Max testify about him on the internet his email address is:bright.oris.loan@gmail.com

  • SHAWN NELSON

    Hello,

    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email today for such help (loans, start up money): robertshnelson@gmail.com for the bible says”"Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please this is only for a serious minded and God fearing people in financial hardship and want to find their way out.

    You are advise to fill and return the details below..

    Your Name:______________________

    Your Address:____________________

    Your Country:____________________

    Your Occupation:__________________

    Loan Amount Needed:______________

    Loan Duration:____________________

    Monthly Income:__________________

    Cell phone Number:________________

    Have you applied for a loan before: ________________

    If you have applied for a loan before, where you treated honestly? where are the company located?…

    Act fast and get out of financial stress, mess and hardship by contacting ROBERT SHAWN NELSON loan company today via Email at: robertshnelson@gmail.com .You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy loan here with us. Please email to us via

    email: robertshnelson@gmail.com

    Best Regards

    Mr. Robert Shawn Nelson

  • Dr William

    Hello Dear, my name is Dr William Peterson the Head Loan Officer, we offer loans at 3% low interest rate off and also we are here to help you to achieve your financial goals email us via walmercashloans@gmail.com we offers the following types of loans below:
    # Bad Credit Loan
    # Consolidation Loan
    # Debt Consolidation Loans
    # Fast Consolidation Loans
    # Finance Loans
    # Home Loans
    # Loans To Clear Credit Cards
    # Loans for Any Purpose
    # Poor Credit Loan
    # Quick Decision Loans
    # Secured Homeowner Loans
    # Self Employed Loans
    # Loan Providers
    # Finance Blog
    # Tenant Loans
    # School Loans
    # Business Loans
    # Wedding Loans
    # Constructions Loans
    # Auto Loans
    # Company Loans
    # Secured and Unsecured Loans
    We offers all kinds of loans at low as 3% interest rate and our loans are affordable.For more information contact us; walmercashloans@gmail.com

  • Jean Agg wang

    I am Mrs Vanessa Bossie,I saw your question regarding a loan and i will advise you to be very careful because last month i was so much in need of a loan and got scam three times by fake lenders here….i was introduce to this legit lender by a friend but at first i was so scared but decide give them a trier and to my greatest surprise my loan request of $105,000 was granted,Their ways was so easy,No collateral,No credit check,No co-signer and with just 3% interest rate.

    You can contact them via this E-mail: erivanloancompany@yahoo.com
    GOOD LUCK.

  • Shawn Nelson

    Hello,

    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email today for such help (loans, start up money): robertshnelson@gmail.com for the bible says”"Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please this is only for a serious minded and God fearing people in financial hardship and want to find their way out.

    You are advise to fill and return the details below..

    Your Name:______________________

    Your Address:____________________

    Your Country:____________________

    Your Occupation:__________________

    Loan Amount Needed:______________

    Loan Duration:____________________

    Monthly Income:__________________

    Cell phone Number:________________

    Have you applied for a loan before: ________________

    If you have applied for a loan before, where you treated honestly? where are the company located?…

    Act fast and get out of financial stress, mess and hardship by contacting ROBERT SHAWN NELSON loan company today via Email at: robertshnelson@gmail.com .You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy loan here with us. Please email to us via

    email: robertshnelson@gmail.com

    Best Regards

    Mr. Robert Shawn Nelson

  • Shawn Nelson

    Hello,

    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email today for such help (loans, start up money): robertshnelson@gmail.com for the bible says”"Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”so do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more. Please this is only for a serious minded and God fearing people in financial hardship and want to find their way out.

    You are advise to fill and return the details below..

    Your Name:______________________
    Your Address:____________________
    Your Country:____________________
    Your Occupation:__________________
    Loan Amount Needed:______________
    Loan Duration:____________________
    Monthly Income:__________________
    Cell phone Number:________________
    Have you applied for a loan before: ________________
    If you have applied for a loan before, where you treated honestly? where are the company located?…

    Act fast and get out of financial stress, mess and hardship by contacting ROBERT SHAWN NELSON loan company today via Email at: robertshnelson@gmail.com .You shall be treated with the best of our resources until you get this funds transferred into your account, and your quick and fast respond determines how fast you shall be receiving your loan. Without any delay Apply for your best and easy loan here with us. Please email to us via

    email: robertshnelson@gmail.com
    Best Regards
    Mr. Robert Shawn Nelson

  • Jp Lenders

    Here is an opportunity for all those in financial trouble and those who are in need of loans for any reason, we give credit at a very reasonable interest rate of 2%, we give all kinds of loan to both individuals and firms, employed or unemployed individuals are all welcome. Many are suffering and need help to improve their standard of living, many are unemployed and need financial help to start a business, many need financial assistance to clean their bills and debts . whatever type of loan you need and for any reason just feel free and contact us today, this is a golden opportunity at your door step, contact us today at any of our email address (Jp.finance@aol.com or Jplenders@blumail.org) and get your loans today.

    If interested in a loan, then simply contact us through our email below.

    Name: James Parker
    Email:Jp.finance@aol.com or Jplenders@blumail.org

  • mrs lily

    Do you need a loan or funding for any of the following reasons? Personal Loan, Business Start-up or Expansion, Education, Debt Consolidation, Hard Money Loans, etc. We offer loans at low interest rate of 2%. However, our method, offers you the chance to state the amount of loan needed and also the duration you can afford. This gives you a real chance to get the funds you need!. Do contact us today via our official Email: Mrslilybrownco9@gmail.com providing us with the following info;

    Full Name:
    Gender:
    Popose of Loan
    Occupation:
    Monthly income:
    Contact Address/country:
    Mobile Telephone Number:
    Occupation: Loan Amount:
    Loan Duration:

    Best Regards,
    Mrs Lily Brown

  • John

    Hello i am John Emmanuel a Reputable, Legitimate & an accredited money

    Lender. I loan money out to individuals in need of financial assistance.

    Do you have a bad credit or are you in need of money to pay bills?

    i want to use this medium to inform you that i render reliable beneficiary

    assistance as I’ll be glad to offer you a loan at 2% interest rate to

    reliable individuals.

    Services Rendered include:

    *Refinance

    *Home Improvement

    *Inventor Loans

    *Auto Loans

    *Debt Consolidation

    *Horse Loans

    *Line of Credit

    *Second Mortgage

    *Business Loans

    *Personal Loans

    *International Loans.

    Please write back if interested.

    Upon Response, you’ll be mailed a Loan application form to fill. (No social

    security and no credit check, 100% Guaranteed!) I Look forward permitting me to

    be of service to you. You can contact me via e-mail:Johnemmanuelloanfirm@gmail.com or Johnemmanuelloanfirm@outlook.com

    Yours Sincerely,

  • John

    Hello i am John Emmanuel a Reputable, Legitimate & an accredited money

    Lender. I loan money out to individuals in need of financial assistance.

    Do you have a bad credit or are you in need of money to pay bills?

    i want to use this medium to inform you that i render reliable beneficiary

    assistance as I’ll be glad to offer you a loan at 2% interest rate to

    reliable individuals.

    Services Rendered include:

    *Refinance

    *Home Improvement

    *Inventor Loans

    *Auto Loans

    *Debt Consolidation

    *Horse Loans

    *Line of Credit

    *Second Mortgage

    *Business Loans

    *Personal Loans

    *International Loans.

    Please write back if interested.

    Upon Response, you’ll be mailed a Loan application form to fill. (No social

    security and no credit check, 100% Guaranteed!) I Look forward permitting me to

    be of service to you. You can contact me via e-mail:Johnemmanuelloanfirm@gmail.com or Johnemmanuelloanfirm@outlook.com

    Yours Sincerely,

  • paul

    HELLO

    Are you faced with stress in the acquisition of a loan?

    Have you be dissadpionted by your bank?

    Did you need a personal loan to secure a home, car and evaluate the

    finances?

    will help meet their financial obligations, especially with the current

    financial crisis.

    We offer Commercial loans, Personal / Residential and Others.

    At 3% annual interest.

    Apply for a minimum of $ 5000.00 to a maximum of $ 50.000.000.00.Apply

    through

    paulrobinsonloanfirm0@gmail.com

    Following is the borrower application form

    FullName :_________

    Gender :_________

    Marital Status :_________

    Contact Address:_________

    City:________

    Country :_________

    Date of Birth :_________

    Amount required as a loan :_________

    Term loan :_________

    Monthly / annual income :_________

    Occupation :_________

    Purpose of Loan :_________

    Phone :_________

    Best Regards Mr Paul Robinson(MD)

  • paul

    HELLO

    Are you faced with stress in the acquisition of a loan?

    Have you be dissadpionted by your bank?

    Did you need a personal loan to secure a home, car and evaluate the

    finances?

    will help meet their financial obligations, especially with the current

    financial crisis.

    We offer Commercial loans, Personal / Residential and Others.

    At 3% annual interest.

    Apply for a minimum of $ 5000.00 to a maximum of $ 50.000.000.00.Apply

    through

    paulrobinsonloanfirm0@gmail.com

    Following is the borrower application form

    FullName :_________

    Gender :_________

    Marital Status :_________

    Contact Address:_________

    City:________

    Country :_________

    Date of Birth :_________

    Amount required as a loan :_________

    Term loan :_________

    Monthly / annual income :_________

    Occupation :_________

    Purpose of Loan :_________

    Phone :_________

    Best Regards Mr Paul Robinson(MD)

  • Mr.Andres Williams

    End your financial worries today:

    I am from Latvian I can smile with this God Fearing man I received a loan of € 76,000 and two of my colleagues have also received loans from this man without any difficulty. I advise you not to choose the wrong person if you actually apply for a cash loan for your project and any other. I publish this message because Mr.Andres Williams made me feel blessed with his loan. It is through a friend I met this honest and generous God fearing man who helped me get this loan fund to regulate your life, You needed financial help, You are stuck, No access to bank credit, or do not have the benefit of a bank, you need to finance your construction, real estate development, creating your own business up your personal business, you have seen and need to make money, a bad credit or need money to pay bills or debts. So I advise you out there to kindly contact and meet you for the services you ask of him. His contact address: andresloanfirm07@live.com

    Contact him for more information, be clear and honest.

    His Email:andresloanfirm07@live.com

  • Ponder Walt

    Good Day, Are you looking for a loan? We give out loans from the range of $5,000 to $50,000,000. Our loans are well insured and maximum security is our priority. If you are situated in America, Asia, Russia, Europe or England Contact rymussche234@gmail.com for more details.

  • Cyndi Minton

    Hi Somebody , my name is Cyndi Minton , i am from canada.. will be clocking 21 in decemeber this year ..I needed an educational-loan to complete my studies as i was taking up with several menial jobs due to the fact that my parents are not that stable enough to finance my educational dreams , due to all thise issues of life i needed an educational loan of united state dollars $15,000 by all means online ..I told my boy friend about my intention to apply for a loan online but he said, “no loan is real online but still i saw several testimonies aboiut this loan agency and i decided to take up the risk of applying for a loan with them without letting him know because he was gonna go mad with me on it Hmmmmm”I applied from WINONA MILLARAY LOAN FOUNDATION and I got my loan from this company within 2 days and no more ..Mrs Winona Millaray,thank you very much for making my dreams come true and for proving my friend wrong that not all internet-loan-lenders are fake.You can contact them if you need a loan through there 2 emails: winonamillarayloanfoundation@linuxmail.org , winonamillarayloanfoundation@admin.in.th

    Hi Somebody , my name is Cyndi Minton , i am from canada.. will be clocking 21 in decemeber this year ..I needed an educational-loan to complete my studies as i was taking up with several menial jobs due to the fact that my parents are not that stable enough to finance my educational dreams , due to all thise issues of life i needed an educational loan of united state dollars $15,000 by all means online ..I told my boy friend about my intention to apply for a loan online but he said, “no loan is real online but still i saw several testimonies aboiut this loan agency and i decided to take up the risk of applying for a loan with them without letting him know because he was gonna go mad with me on it Hmmmmm”I applied from WINONA MILLARAY LOAN FOUNDATION and I got my loan from this company within 2 days and no more ..Mrs Winona Millaray,thank you very much for making my dreams come true and for proving my friend wrong that not all internet-loan-lenders are fake.You can contact them if you need a loan through there 2 emails: winonamillarayloanfoundation@linuxmail.org , winonamillarayloanfoundation@admin.in.th

  • Ponder Walt

    Hello, Are you from Europe, Canada, Asia, America or England searching for a very Genuine Loan? At an affordable interest rate? Processed within 3 to 6 working days. Have you been turned down constantly by your Banks and other financial institutions? Are you blacklisted or has low credit rate? Easy Loans and Financial consultant is here to make loan easy for you. Urgently contact us today at ponder.walt@aol.com for more information.

  • Patricia Walker

    Am so happy and thankful to God for what he has done in my life, after four year of seeking for loan online the internet scammers has succeeded in taking from the sum of $10,000.00 without given me my loan, I lost every thing i have because of scam and ever since i was scared to make contact online concerning loan. One day, as i was browsing , i saw a comment by a woman name Brenda John from Australia thanking the Kenneth Walters Loan Company for lending a loan saying that if there is any one who also need loan are to contact the company and they will surly lend any body loan so i took there email and i contacted them we had every agreement to pay back the loan and i submitted my bank account to them and they told i will receive my loan in 24hours and to my greatest shock, exactly 24hours, my bank send me an alert of confirmation that the Kenneth Walters Loan Company has transfer my loan amount of $70,000.00 dollars to my account am so happy and i want to use this medium to advice every one who is in need of loan or you have been scam in the past worry no more and contact the very right company who can lend out loan on (kennethwalter.loanfirm@hotmail.com). and please beware of internet scams most of this email of lenders you see online are all scams so contact the Kenneth Walters Loan Company because they are capable of given you your loan thanks.