Eat extra vegetables. Exercise more. Spend added time with family.
It’s never hard to come up with a resolution–there are plenty of things that we wish we could do more or less or better. And, around our office, those things more often than not have to do with money.
Sure, we’re tracking our spending through our five-star app, and we’re constantly interrupting our Certified Financial Planners with money questions, but there’s always more that we can do to live our richest lives.
So in honor of 2013, we’ve rounded up 13 smart money resolutions from members of the LearnVest staff.
1. Get all of my big picture financial goals in action!
- Alexa, Founder and CEO
2. Make my returns on time. Yes, most retailers now allow you to return items even after the 30-day limit (big plus to the places that give you 365 days–yeah Zappos!), but you lose value on the item whether or not you have a receipt or a gift receipt.
- Sara, Director of Human Resources and Internal Recruiting
3. Go a full year without buying new clothes unless a key piece, like black boots, wears out.
- Ainslie, Chief Marketing and Product Officer
4. Finish building up my emergency fund.
- Laura, Senior Editor
5. Not spend my usual $500 a month eating out at restaurants!
- Will, Lead iOS Developer
6. Start paying extra each month toward a loan for a home lot that I bought last year, so that I can have it paid off before building my dream house (hopefully within the next few years!).
- Ellen, Certified Financial Planner (CFP®)
7. Put more of my supplemental income toward savings, and open a 401(k).
- Gabrielle, Video Editor and Assistant Managing Editor
8. Allocate 5% more of my paycheck toward retirement.
- Corey, Account Executive
9. Figure out with my fiance how we want to combine our finances as we head into major saving mode for our wedding, honeymoon and beyond.
- Danielle, Audience Development Manager
10. Always say “no, thank you” to things that are outside of my budget–even if it looks really fun or beautiful.
- Alden, Assistant Editor
11. My rent will be increasing, so I want to offset that increase by decreasing spending in other areas to ensure that my savings remain consistent.
- Matt, Senior Accounting Manager
12. Make more lunches!
- Audrey, Product Manager
13. Buy presents throughout the year, instead of doing it all at once. It’s actually better because you’re on the lookout for great presents year round–and you’re way more likely to find them!
- Becky, Product Associate