11 Things That Are Worth the Money

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culture is worth the moneyHere’s another smart post from our partners at SavvySugar. Check it out:

Tough times have made us all a bit more cautious about whipping out our wallets on a whim. When it comes to spending with discretion, it’s important to have priorities about things you think are worth the money, and those items or services that are not. Here are 11 things that I think are worth it.

Insurance

We need insurance to protect us from paying even more money should the unexpected occur. At the very least, car, homeowners (along with certain incidentals like fire and earthquake), and health insurance are well worth their premiums.

However, keep in mind that not all insurance policies are worth the money. Check out these seven insurance policies you can live without.

Culture

Excursions like visiting museums and monuments serve as entertainment and they give you a dose of culture. It’s easy to get trapped in your own little world, but observing other people’s accomplishments can open your eyes.

Going to the Doctor

Your co-pay is nothing compared to the cost of health surprises. Keep your doctor’s appointments to avoid future problems and live the healthiest life possible.

You can always opt for a Flexible Spending Account where you can use pre-tax dollars to pay for your co-pay for even more savings. Remember, to use up your FSA dollars before the end of the year withthese ideas!

See the rest of the things that are worth your money at SavvySugar!

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