8 Friends Who Are Bad for Your Finances

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      • Diane Korn

        I have a friend [ex daughter in law] and her husband, who lives with us. They have asked me repeatedly to borrow my car for different reasons, primarily because their truck is low on gas. Lately, it’s been [her husband]” will you borrow me some money” for this or that.He says he’ll pay me at a designated time, but doesn’t. This is starting to have affect on my relationship with my husband, who say’s I’m too gullable. If they would confront him with these matters he would flately say NO!  I have tried to be a real friend but now am wakening up to their request’s for money. Their next request will be a simple no. They have 2 dogs, live here for free in exchange for some small tasks, pay no bills, have 2 of my grandchildren-one of which lives here also.  I put up with this because of my grandchildren, but, I’m starting to get the picture,

        • friend

          Hi Diane, why don’t you just say “No”? I know it’s easier said than done, but you have to put your foot down. There’s no reason they should borrow your car. Suggest that they get some gas in their car before they go out. You can also tell them that you’re uncomfortable lending them money or that it makes you uncomfortable that they keep asking for favors.

          It’s clear that they’re taking advantage of you. Besides, she’s no longer your daughter in law, she’s an EX. I’m amazed that you’re allowing her to stay in your home with another man. I would be careful since it seems like they’re not being good friends to you, and maybe have them live else where.

      • Liz

        For misers, I’ve noticed that they often like to have a picture of how much things cost before they happen or exactly what is expected. Being really blunt doesn’t phase them–it puts them at ease. In the bachelorette party example, “I’d like you to pay for the bride’s drinks tonight,” or, “between cab fare, dinner, and drinks, we’re expecting about $50 per person.” This also gives them the chance to opt out if they really don’t want to spend the money.

      • Marjoryamy

        To solve the problem of the miser is to ask for separate checks.  The way I handle the moocher is to say “sure when I get____________back”.     You may consider them a friend, but if things don’t get returned, then they are just thieves and they are using you.

      • Meme

        So i realized my husband is an enabler. His compliments on me at the mall are great but when i get home i suddenly realize that we overspent and i get angry. Most of the time i feel like im the One who has to say no all the time to spending to offset his spending habits. When im working and hes off from work, he takes our kid to the mall for fun. Its gotten alittle better but i still feel like i have to have to pull the reigns on him with his spending.

      • http://profile.yahoo.com/FKHRZS7QO5IAW5B2BUV2LELPA4 Linda

        This link is broken!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!