We remember those days long ago—or not so long ago—when we thought the only thing standing between us and a great night out was a fake I.D., and the days when every hurt could be soothed with a new pair of shoes.
Until now, we'd always chalked those notions up to our own youthful silliness, but it turns out we weren’t alone: According to a recent study, 20-year-olds actually think that having debt is cool.
“The more credit card and college loan debt held by young adults aged 18 to 27, the higher their self-esteem," the researchers concluded. Only that effect didn't last long: By the time participants in the study reached age 28, their feelings of mastery and empowerment had corroded into stress over the money they owed.
Student Loan Debt
Readers' stories of how they got in and out of student loan debt in LV Discussions.Share Yours
Surely celebrating your debt isn't the only habit worth kicking by the time you near 30. So, we asked you, what other habits that seemed cool, empowering and fun at 20 did you drop like a hot potato a few years later?
Your answers, which ranged from money choices to lifestyle mistakes, were hilarious, insightful ... and a testament to the power of experience. Read on.
What bad habits did you drop in your 20s? Let us know in the comments!