9 Things You Need to Stop Paying For

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9 Things You Need to Stop Paying ForWant to save more money? Check out these smart tips from Savvy Sugar to find out what you should stop paying for now. 

We live in a consumer nation, where it has long been the case that many of us are encouraged to spend and to pay it off with money we don’t have, racking up debt. This mentality has shifted a little during the recession; people are gradually spending less and saving more. However, there are still a lot of things we’re paying for that we don’t need. Here are nine things you should be getting for free:

  • Books: Don’t buy books. Instead, borrow them from the library or from a friend, and explore sites that will let you swap books with other people such as BookMoochPaperBackSwap and GoodReads has a section dedicated to swapping. Alternatively, there are plenty of wonderful free ebooks on Amazon if you’re game enough to try an indie author.
  • Cable: A record number of Americans are canceling their cable services, reports the AP. Paying for cable almost seems pointless when you look at all the free options out there such as Hulu and network websites that offer free streaming of their hit shows online.
  • Credit report and score: Get your free credit report from AnnualCreditReport.com, which allots you a free report per year. If you’re looking to get a free credit score (you can’t get it through AnnualCreditReport.com), head on down to Credit Karma, a free service that tracks your score for you.
  • Shipping: Hunt around the web for free shipping when you’re shopping online. Go to freeshipping.org and find promo codes for free shipping on the website; you can even subscribe to get free shipping alerts from the site. Be sure to also check out retailmenot.com for free shipping codes.

For more ideas for what to stop paying for, continue reading over at Savvy Sugar

  • http://senseofcents.blogspot.com/ Michelle

    I REALLY need to stop spending money on cable.  We have blockbuster express, so everything that we want to watch gets shipped to our house anyways.

    • Jmst35

      Go shopping in your closets, cupboards and hidden spaces…I didn’t need anything this morning, actually I’m in overload with the news. Cleaned out clutter kitchen cupboards, expired…that’s when I discovered other good things. Don’t throw too many things away.During Depression, they never threw anything away…dad said.”Jerry-rigging” kept life clinging together.

    • Jmst35

      Go shopping in your closets, cupboards and hidden spaces…I didn’t need anything this morning, actually I’m in overload with the news. Cleaned out clutter kitchen cupboards, expired…that’s when I discovered other good things. Don’t throw too many things away.During Depression, they never threw anything away…dad said.”Jerry-rigging” kept life clinging together.

  • http://www.mangomoney.com Mango Money

    This is a great list, but I do have a bit of a… difference in opinion when it comes to paying for books. You SHOULD pay for books! As a writer, Savvy Sugar, I’m a little surprised that you’d advocate getting books for free. When you download free books or simply borrow them from the library, the authors that worked so hard to provide them to you, aren’t getting compensated. Of course, I have am a library member, and I use my membership constantly, but when I really love a book and want to support that author, I buy it. 

    Other than that, though, I think the list is great– especially the tip on cable! If you’re bored, read a (purchased!) book, or watch television online. I work for Mango Money’s blog and we recently did a post on “what to do when you’re bored”– it offers tons of alternatives to cable. Check it out: http://www.mangomoney.com/blog/cheap-fun/bored-bored-bored

    • http://twitter.com/amilyd Amy

      I couldn’t agree more! As a publishing professional, telling users to stop paying for books really saddens me.

  • Asherkat70

    Museums need the money. At least give some kind of donation or don’t go. The government has taken all the funding. We can give them a few dollars.

    • Shipaddict

      They need the money?  So they can pay $13,000,000 for ONE Rembrandt painting??  Wow, like my $5 is really gonna make a difference in that budget.  Seems to me like they get plenty from dead rich people.  

  • deepika

    there are these magical buildings that have lots of books in them for free! they’re called public libraries…

  • Monica Hrgirl

    Publishers and authors of printed books need to get their mentality in line with the times. Specifically, I resent an author charging me MORE for the kindle edition of a book when it’s saving them time as well as money in production costs.

  • Monica Hrgirl

    Publishers and authors of printed books need to get their mentality in line with the times. Specifically, I resent an author charging me MORE for the kindle edition of a book when it’s saving them time as well as money in production costs.

  • Monica Hrgirl

    Publishers and authors of printed books need to get their mentality in line with the times. Specifically, I resent an author charging me MORE for the kindle edition of a book when it’s saving them time as well as money in production costs.

  • Monica Hrgirl

    Publishers and authors of printed books need to get their mentality in line with the times. Specifically, I resent an author charging me MORE for the kindle edition of a book when it’s saving them time as well as money in production costs.

    • http://www.facebook.com/people/Susan-Bewley/100000644207137 Susan Bewley

      Authors don’t set the price of a book, publishers do.  In actuality, most authors actually publish at a loss due to how little they get from publishers.  Ebooks are publishers mostly be greedy when it comes to high prices.

  • http://www.facebook.com/people/Susan-Bewley/100000644207137 Susan Bewley

    I have to disagree with some of this…

    1)  If you don’t buy books then you are not supporting authors.  Out of all the things people spend money on, books are cheap.  If you are wanting to save money, buy them on Amazon used.  Most bookswaps really aren’t a good deal.  While public libraries are great, many libraries are moving away from having physical books with the introduction of Ebooks.

    2) Hulu isn’t free, as well as most of the options.  While you can watch streaming on websites, the quality is usually very poor and filled with just as much advertising.  Other places that have it for free are technically illegal. We cancelled our cable but we went with Netflix instead for the streaming.

    3) Museum Tickets – Museums do not get the funding from the government that they once had.  Many museums need the donations to keep running or they will shut down.

    4) Water – okay, water isn’t ‘free’.  Tap water is paid for each month when it goes into your home and out.  While I agree that bottled water is a waste, you don’t exactly get ‘free water’

    5) Cellphones – You aren’t getting something for free with these cellphone offers. Most of hte time you can get the phone cheaper online than what the phone will cost you in two years  By getting these free phones, you are signing your life away to cellphone providers. This is a bad money move for any woman.

    Mots of the others I agree with, but I think the others are misleading…

  • Janice Lalla

    What makes you think that water is free?  You must rent!

  • Anonymous

    Is it just that my browser isn’t loading the page correctly, or is this list; books, cable, credit report/score and shipping, only four things? The title says nine.

  • maggiemy

    Thriftbooks.com.  They deal in used books, they may not always have everything but more often than not I’ve been able to find what I wanted.  No shipping fees in the US.  

  • Can you count

    The title says 9 things and yet the article only lists 5.