The Season of Giving… And Spending Responsibly

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chase blueprint
Holiday season presents a great time to make a plan to manage your finances. As the heaviest purchasing period of the year, the holidays can be an exciting, yet overwhelming time for many people. According to a new survey from Chase, just four in 10 Americans are looking forward to holiday gift shopping this season; 50% holiday shoppers reported that they are somewhat to very anxious going into the shopping season; and 43% of shoppers indicated that they are anxious due to their personal financial situations.

Thanks to Chase Blueprint, you can have the fun you want over the holidays and still maintain control of your finances. Blueprint is an innovative set of features available on Chase credit cards that lets you create custom plans to manage spending and borrowing with the following features:

  • Full Pay: Avoid paying interest on the categories you choose (like groceries for holiday feasts)
  • Split: Pay off large purchases faster (think iPad)
  • Finish It: Helps you pay down balances faster (set a target goal date like Feb. 1st)
  • Track It: See spending trends at a glance and track your progress against your goals

 

By using Blueprint this season, you can take control of your holiday expenses and meet your financial goals.

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  • http://twitter.com/alexavontobel alexavontobel

    very cool!

    • Cynthia R.

      Why is there only a “season” for this? Shouldn’t we be kind and giving year around and especially trying to spend responsibly?! I love http://savecreatively.com/ They have a lot of fresh and simple ideas to spend smart year around. They even post daily free stuff you can get if you want. What better way to easily save than that. I’m on there a few times a day and have been for over a year now.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.

  • http://pulse.yahoo.com/_TR7HBYTQXAED3G4IBY7DQZKDSU Kathy in the Wallowas

    One of the best things I’ve found is the free website http://www.29gifts.org which uses the practice of giving to enhance the sense of abundance. On the site you can blog your gifts (remember, these don’t have to cost money) for 29 straight days. Within a week I found that my sense of having “enough” physically, mentally, and so on was enhanced. Gifts don’t have to be financial (or they can be). There’s a community of kind people at the site and lots of inspiration – stuff you’d pay hundreds of dollars for from a therapist or growth seminar, for example! What I also found was that the practice of small gifts every day (from a smile or cuts in line to change in a collection jar for a neighbor without health insurance on up) helped me deal with the downside of the frugality practice. For me, the “get it cheapest no matter what” adventure sometimes devolves into cheating or “at the expense of someone else” – note the survey which had people breaking the law, being unhealthy (ultimately an expensive thing to do) or using even their significant others to cut costs. There’s a me-me aspect to this that is nearly as bad as the very systems frugality is meant to combat. I’m not saying folks are bad who are frugal, but I’ve observed that it can become selfish. That’s why this site offers a lot in terms of well-being and yes – at no cost. Hope it helps someone.