Fabulous & Frugal has 5 money-saving tips perfect for the woman on the go—they can be done in only 5 minutes!
1. Use Your Time In The Checkout Line
You know how they say to always look at yourself in the mirror and take off one piece of jewelry before you leave the house? Well, it’s wise to apply a similar rule to the five minutes you spend waiting in the checkout line at Target or the grocery store. Chances are that you’ve grabbed something (or several things!) you don’t really need or even want. Use that five minutes to go through your shopping cart and decide which item(s) you are not going to buy that day—the cashiers are usually happy to put it back, just ask them nicely and tell them you actually don’t need the $15 elephant-shaped scented candle after all!
2. Another Thing To Check Out
Ok, so while we’re still in the checkout line, another tip! Do not buy the items you see alluringly displayed at the checkout counter. It is no accident they are placed there. The stores make big bucks on your impulse magazine, candy, teeny-tiny hand sanitizer and novelty purchases. Instead of using your time in checkout line to add even more stuff you don’t need to your basket, please see our first tip and actually save money in line!
3. Extra Credit
You’re running out the door to meet your friends—think you don’t have any time to get a money saving plan in place as you are rushing out? Think again! Just take a minute as you are sticking your lip gloss and cell phone in your purse to take your credit card out! That’s right—a taking just a second to plan (and prevent)—credit card abuse can save you from offering to buy that next round of drinks for everyone, or may have you suggesting a less pricey restaurant for the group. It may not be how you’re used to thinking, but keep in mind: Credit cards should be used for emergencies—not to finance nights out on the town!
4. Buy A Smart Strip
The average household has 25 appliances plugged in at one time—whether they are being used or not. I.T. guru Gregg Steiner suggests that you buy a Smart Strip! For about $25 or so, this product can save you about $20 a month (per surge protector)! It automatically stops the electricity flow to appliances you don’t turn on often. And there are a few spaces on each model to plug in those items like DVRs that you do want to keep going all the time. It is worth taking a few minutes to plug it in and start saving!
5. Morning Stretch
You can really stretch your dollars by just taking five minutes to organize your spending in the morning. We all have tons of gift cards and coupons that we forget about or don’t have with us when we go shopping. Try this: Keep a pocket or clip of them all in your kitchen—somewhere you spend time in the morning! We like to keep them in a magnetic pocket on a dry erase board right next to the fridge so they are visible. Then, as you review your to-do list for the day, match up your errands with the gift cards and coupons you have and take only the ones you need with you.
We’re thinking you may have a few of your own quick money saving tips up your sleeve—we would love to hear from you!
In the comments, let us know how you have figured out how to save a few bucks in just a few minutes!