Things we love: savings, flowcharts, investments. So obviously, our mood took a substantial upswing when we stumbled across a new flowchart over at Visual Economics. It’s meant to outline the basic decision process when deciding between three conservative investment choices. It begins with the question “Do you need ready access to your money?” (Quick, LearnVesters! Should you ever buy stocks when you need your money within five years?) and proceeds from there.

We’re sure we don’t have to remind you that this is for fun and an overall idea about the difference between the three accounts—don’t treat it as your financial crystal ball! But do check it out HERE.