6 Doctor Visits You Should Get Regularly

Allison Kade
Posted

LearnVest is all about financial wellness, which includes your personal health. Note that you need to have access to health care—this isn’t negotiable.

Get the Very Most Out of That Plan!

Most people receive health insurance through their employers (though we have tips for you toward the end of this article if you’re uninsured), so not seeing the necessary doctors each year is actually leaving money on the table. We’ve outlined the doctors you should visit each year, including cost estimates for each visit. Of course, doctor prices and insurance coverage varies. Where possible, we’ve tried to provide you with lower-cost options for each of these check ups. But, again, you NEED health insurance!

The Doctor Visits You Should Have Regularly

These include:

1. Dental cleanings
2. Eye exams
3. Pap exams
4. Routine physicals
5. Blood pressure checks
6. Cholesterol checks.

We’ve included dental and eye care visits on our chart because your teeth and vision are important, even though they usually require additional insurance. We’ve found places for you to go for cheap eye exams, so you probably don’t need vision insurance unless you already have glasses or contacts. You should, however, have dental insurance. (After all, if you crack a tooth or get a cavity, you’ll be in the dog house!)

Remember, getting preventive care now will save you tons of money and stress in the future!

Here are the check ups you should receive regularly to stay in good health and get the most from your insurance plan:

*The price you’ll pay if you have insurance will vary widely by your insurance type.  Generally, you might have to pay a small amount at the time of the visit (a copayment). Other insurance plans will require that you pay the full amount until you’ve paid a set amount in total for the year (the deductible), at which point normal insurance care will kick in.

If You Don’t Have Health Insurance, Get It

Whether you take part in a health cooperative, fund your health savings account (HSA) or receive health insurance through an organization like the Freelancers Union, you need insurance.  If you’re looking for coverage, follow our checklist for landing health insurance.

So, have you made your appointments yet? Do it now!

  • Elizard402

    If you donate blood sometimes they'll do a cholesterol test along with blood pressure and iron levels. As always, donating blood is free!

  • Anonymous

    Pap smear guidelines have actually recently changed (December 2009). Women should still have their annual womens health exam but the new guidelines recommend that women start paps at 21 regardless of sexual history and should have them done every two years. Then, at 30, if atleast the past 3 pap smears the woman has had have been normal, the duration should be extended to every 3 years.

    • Kelwart

      Exactly right. :)

  • http://twitter.com/amkade Allison Kade

    Hey,

    Thanks for the heads up! We wanted to be sure to give the broadest guidelines to make sure to keep everyone out of trouble, but really appreciate your help getting the extra details out there!

  • http://twitter.com/amkade Allison Kade

    Thanks!

  • Lauren Lyons Cole

    I used to do that when I was in college! It's a great way to do a good deed and get a mini-check up in the process. You'll also find out about your iron levels and your blood pressure. Great suggestion Elizard402!

  • recooper

    As someone who could have had cervical cancer, had the warning signs not been caught in time, two years is too long. 80% of sexually active women will be diagnosed with HPV by age 50 (according to the cdc). Although only a few strands of HPV are pre-cancerous, the ones that are can turn into cancer within a few months. AND HPV can only be seen through pap testing, unless the strand causes genital warts.

    Also, if a teen is sexually active, pap smears are necessary (and required to get on birth control). I don't care what the guidelines say. And everyone, men and women, should get regular STI tests.

    • Guest

      Actually, most HPV strands are not cancerous, and abnormal smear results cause more heartache in women than they do help. Pap smears should not be regularly be given to patients under 25 years of age, regardless of sexual activity or not. And when they are given, they should be offered, not forced upon women as a necessary procedure.

      • PT

        Medical testing should never be forced upon anyone, but HPV is sexually transmitted and if someone is sexually active, they need to be responsible and aware of the potential risks for themselves and others.

      • PT

        Medical testing should never be forced upon anyone, but HPV is sexually transmitted and if someone is sexually active, they need to be responsible and aware of the potential risks for themselves and others.

      • PT

        Medical testing should never be forced upon anyone, but HPV is sexually transmitted and if someone is sexually active, they need to be responsible and aware of the potential risks for themselves and others.

      • PT

        Medical testing should never be forced upon anyone, but HPV is sexually transmitted and if someone is sexually active, they need to be responsible and aware of the potential risks for themselves and others.

    • #2 Daughter

      My 82 y old mother passed in March from vaginal cancer. It is rare <2000 per year in the usa, aggresive, and spreads to liver and lungs, and on ave. only 700 women survive. Dr. said the orange sized tumor was probably there for 3-4 yrs. She asked for a pelvic exam, but her Dr. had not performed pelvic exam for +25 years. "Nothing going on…no need". Demand regular exams, do not depend on guesswork! Mother's Day was horrible this year! Her death was unnecessary.

      yrs. No reason to, he said.

    • #2 Daughter

      My 82 y old mother passed in March from vaginal cancer. It is rare <2000 per year in the usa, aggresive, and spreads to liver and lungs, and on ave. only 700 women survive. Dr. said the orange sized tumor was probably there for 3-4 yrs. She asked for a pelvic exam, but her Dr. had not performed pelvic exam for +25 years. "Nothing going on…no need". Demand regular exams, do not depend on guesswork! Mother's Day was horrible this year! Her death was unnecessary.

      yrs. No reason to, he said.

    • #2 Daughter

      My 82 y old mother passed in March from vaginal cancer. It is rare <2000 per year in the usa, aggresive, and spreads to liver and lungs, and on ave. only 700 women survive. Dr. said the orange sized tumor was probably there for 3-4 yrs. She asked for a pelvic exam, but her Dr. had not performed pelvic exam for +25 years. "Nothing going on…no need". Demand regular exams, do not depend on guesswork! Mother's Day was horrible this year! Her death was unnecessary.

      yrs. No reason to, he said.

    • #2 Daughter

      My 82 y old mother passed in March from vaginal cancer. It is rare <2000 per year in the usa, aggresive, and spreads to liver and lungs, and on ave. only 700 women survive. Dr. said the orange sized tumor was probably there for 3-4 yrs. She asked for a pelvic exam, but her Dr. had not performed pelvic exam for +25 years. "Nothing going on…no need". Demand regular exams, do not depend on guesswork! Mother's Day was horrible this year! Her death was unnecessary.

      yrs. No reason to, he said.

  • http://medicaid-doctors.blogspot.com Medicaid Doctors

    I'll back again for sure, thanks for great article :D

  • http://dentistelaval.net Dentiste Laval

    I agree with you. Most people forget to go to the doctor regular. It is very important your to get checked once in a while.

    • Caroline Waxler

      Couldn’t agree more! Just went today.
      Cheers,
      Caroline
      LearnVest’s Chief Content and Community Officer

  • http://hubpages.com/hub/Dental-Anatomy-Books Best Dentist Books

    It is a very important list for a healthy life.

  • gnat_21

    the only one i would disagree with is the need for yearly dental exams. if you have good teeth and use an electric brush, you should be ok to go every other year. Also, even at that, it is cheaper for me to not have to buy insurance because it’s $20 a month and only $200 for a yearly check up

    • Kewlart

      Are you a dental hygenist? If not, then you are incorrect. I have never had a cavity in my life, I floss and use an electric toothbrush every single day. I still need cleanings every 4 months because there is a little thing called GUM DISEASE. You must get out all the plaque up in between the teeth and the gum, which is impossible to keep up for 2 years. You will also get some tartar no matter what you do in your daily routine. If you insist on NOT going to the dentist but every other year – I would suggest investing in a water pik to really clean out those gums. Also, use those little soft picks (with the floss at one end) to scrape between the teeth and gum, especially after eating bread. :)

  • gnat_21

    the only one i would disagree with is the need for yearly dental exams. if you have good teeth and use an electric brush, you should be ok to go every other year. Also, even at that, it is cheaper for me to not have to buy insurance because it’s $20 a month and only $200 for a yearly check up

  • gnat_21

    the only one i would disagree with is the need for yearly dental exams. if you have good teeth and use an electric brush, you should be ok to go every other year. Also, even at that, it is cheaper for me to not have to buy insurance because it’s $20 a month and only $200 for a yearly check up

  • gnat_21

    the only one i would disagree with is the need for yearly dental exams. if you have good teeth and use an electric brush, you should be ok to go every other year. Also, even at that, it is cheaper for me to not have to buy insurance because it’s $20 a month and only $200 for a yearly check up

  • jcc

    The best way to get your blood pressure and cholesterol checked for the lowest amount of money? Donate blood! Not only is it a great thing to do for those who are in desperate need of it, but you get your pulse, blood pressure, cholesterol, and temperature checked as well. If you donate every 8-12 weeks, you get a very regular view of your vitals.

  • jcc

    The best way to get your blood pressure and cholesterol checked for the lowest amount of money? Donate blood! Not only is it a great thing to do for those who are in desperate need of it, but you get your pulse, blood pressure, cholesterol, and temperature checked as well. If you donate every 8-12 weeks, you get a very regular view of your vitals.

  • jcc

    The best way to get your blood pressure and cholesterol checked for the lowest amount of money? Donate blood! Not only is it a great thing to do for those who are in desperate need of it, but you get your pulse, blood pressure, cholesterol, and temperature checked as well. If you donate every 8-12 weeks, you get a very regular view of your vitals.